Home Blog Page 262

Why Is CFD Trading So Popular?

Dana R
-
0
Why Is CFD Trading So Popular?

Just this week, broker Core Spreads launched a new affiliate program, letting partners earn a capped commission rate. Besides indicating that Core Spreads is doing fine, this shows us how popular and successful CFD trading has become in recent years.

Trading is still a gray area to many, and the benefits are even more so. Just as people are afraid of the unknown, many will be reluctant to place any cash in a declining market, or a market they know nothing about. CFD trading makes both these issues much easier to handle, and as such, could be right for a brand new investor, or learning trader.

So, if you’re considering joining the game, here are some of the main reasons why CFD trading is so utterly popular.

Make profit in any market

Success, Joy, Emotion, Profit, Successful, Innovative

Source

Gone are the days when you absolutely needed a rising market to make a decent profit. With CFD trading, you can make profit in a declining market by selling short that particular CFD. This kind of trading rewards strategy, critical thinking and a keen eye. It’s not potluck. It’s careful thought and planning.

The same goes for a booming market, too. You can make hefty sums of cash by buying that CFD. Of course, making profit in a rising market will always be easier than a declining one. But in CFD trading, it’s irrelevant. You can thrive in any scenario. Other forms of trading usually rely on a successful market, and only money can make money. You can now dispel that notion!

It’s convenient, and simple

File:Forex.jpg

Source

And that’s an understatement. If you’re already trading forex, it will be quite simple for you to trade a range of commodity CFDs on the same platform. The tools and software are largely the same and have similar functions. It’s not like CFD trading will feel absolutely alien to people who have traded in the past. It’s still an easy process.

Plus, it’s never been quicker and easier to get started with your trades. Most platforms are designed with this idea in mind, in order to aid usability. Many thoughts in the Plus500 review, for example, encompass this notion about that platform. Of course, if you’re new to trading, you still have a long way to go, but once you’ve learned it will be easy to jump between commodities.

Less ownership and commitment

Trading, Analysis, Forex, Chart, Charts

Source

There’s no fixed lot size when trading CFDs, so you have more options in terms of scale. Also, to begin a trade, you must only put down a small amount of the value of that total trade. You won’t need to account for the total cost. You’ll have more flexibility with your trades, and can be frugal where necessary.

Additionally, you aren’t required to own the commodity being traded. CFD traders aren’t at risk by taking ownership of any form of physical instrument. CFD is the representation of the commodity, if you will.

So, in short, CFD trading is a much more flexible option for those that desire it. It’s more secure, and carries less risk. Does that mean there’s less chance for greater profits? Maybe. But where certain trades can result in a heavy drop, CFD allows you to be more frugal, and more protected.

Paris Attacks: Salah Abdeslam Extradited to France

Roy Siemens
-
0
Paris Attacks: Salah Abdeslam Extradited to France

Paris attacks suspect Salah Abdeslam has been extradited from Belgium to face trial in France.

Salah Abdeslam, 26, was wounded and arrested in a dramatic raid in Brussels on March 18 after four months on the run.

The French national was born in Brussels and lived there before the Paris attacks.

Salah Abdeslam would be held in solitary confinement in a maximum-security prison in the Paris area, said Justice Minister Jean-Jacques Urvoas.

The co-ordinated attacks carried out by so-called Islamic State in Paris on November 13, 2015, claimed 130 lives and left dozens more severely wounded.Salah Abdeslam charged with terrorism

Belgium’s federal prosecutor said Salah Abdeslam had been “surrendered to the French authorities this morning [in execution of the European Arrest Warrant issued by France on March 19, 2016]”. He was then formally placed under arrest.

Although Salah Abdeslam was initially held at a prison in Bruges, he had most recently been in custody at a high-security jail at Beveren, near Antwerp.

He is charged in France with participation in terrorist murder and the activities of a terrorist organization.

He was also indicted by Belgian authorities last week over a shoot-out in the Forest area of Brussels in which four police were wounded, three days before he was arrested.

Earlier, French criminal lawyer Frank Berton told French media that he would be taking on Salah Abdeslam’s defence in France following a two-and-a-half-hour meeting between the two last Friday at Beveren.

Frank Berton BFMTV he hoped the man would be judged “for what he has done and not what he has not done… not for what he represents because he is the last survivor”. Most of the Paris attackers are now dead.

He described Salah Abdeslam as “falling apart because of the drama that unfolded in France” and said he wanted to explain his actions.

Frank Berton said he was aware of the risks in representing his client, but insisted “he has the right to a fair trial”.

Salah Abdeslam’s Belgian lawyer, Sven Mary, has spoken of the dangers he faced in representing him – telling France’s Liberation website that he was threatened, assaulted physically and verbally in his office, and that on occasion police had escorted his daughters to school.

What To Do If Your Small Business Is Affected By Disaster

Dana R
-
0
What To Do If Your Small Business Is Affected By Disaster

We live in turbulent times, not least due to extreme weather conditions. And, the consequences of natural disasters can be severe for small businesses. In today’s guide, we’re going to take a look at how you should react if your small business suffers from a natural disaster. Read on to find out more.

business

https://flic.kr/p/dpZfHv

Preparation is essential

Do you have insurance protecting you from natural disasters? In some states, it is a necessity, but if you aren’t located in one of those areas, it’s not something you should avoid. Insurance means you get the cover and protection you need in the result of an extreme weather event. Nobody – not even meteorologists – can give you a 100% assurance nothing will happen where you work. Get the protection in place, and you will not have to shoulder the burden of clearing up alone.

Contact all employees

First of all, you will need to contact all your employees. Their safety is your responsibility, and you have to find out if there are any injuries in your workplace due to the event. You should also start to take names and contact details of everyone that is still available to work so that you can plan your business in the days ahead. Don’t forget that many employees will have family and friends suffering from the disaster, so may not be able to focus on their work activities. It’s important to weigh up each employee on an individual basis. Some might need to stay away while others can feel undervalued if they aren’t working.

Cleaning up

When the dust settles, there’s the matter of cleaning up after the event. Of course, how you approach this depends largely on the event itself. In an earthquake scenario, things can be changed forever – and you might be looking at a move elsewhere. However, some disasters, such as floods, are recoverable. Get hold of a disaster cleanup company to help you get everything back in order.

Identify critical activities

The next step is to start getting your business back on track. Make sure you outline all the business critical activities that need doing. The idea here is to keep your business running as normally as possible. You may need to find temporary accommodation – but if you have insurance, this might be already in place. In a worst-case scenario, you can ask your employees to work from home if suitable.

Find funding

Even with insurance, you might struggle to afford to recover your business. The good news is that there are funds available. Contact the Small Business Administration, who can provide loans for natural disasters of up to $2 million. Interest rates tend to be competitive, so it’s best you start your search for funding there.

IT recovery

Another important aspect of your business lies in your data. It is essential that you contact a disaster data recovery firm who will – hopefully – be able to save your vital information. One good way of preparing for the worst is to start using cloud-based services such as Dropbox and Google Drive.

We hope this has helped. The main thing to remember is that your business can survive the biggest natural disaster. We wish you all the best.

Donald Trump Wins in Connecticut, Delaware, Maryland, Pennsylvania and Rhode Island

Diane A. Wade
-
0
Donald Trump Wins in Connecticut, Delaware, Maryland, Pennsylvania and Rhode Island

Republican presidential hopeful Donald Trump has won primaries in all five states that voted on April 26, while Democrat Hillary Clinton triumphed in four out of five.

Donald Trump called himself the Republican “presumptive nominee” after victories in Connecticut, Delaware, Maryland, Pennsylvania and Rhode Island.

The results bring the New York businessman closer to the number of delegates he needs before the party’s national convention in July.

For the Democrats, Hillary Clinton was denied a clean sweep by Bernie Sanders.

Vermont Senator Bernie Sanders won in Rhode Island and vowed to fight to the end of the primaries process.

Speaking at the Philadelphia Convention Center after securing the four other states, Hillary Clinton said her campaign was setting “bold, progressive goals” to improve lives in the US.

Photo Getty Images
Photo Getty Images

“We believe in the goodness of our people and the greatness of our nation,” she said.

After his sweep of the five states, Donald Trump said of the battle for the Republican nomination: “It’s over. As far as I’m concerned, it’s over.”

He told supporters in New York he would not moderate his policies if elected president.

Donald Trump said: “You know I went to the best schools. I’m like a very smart person. I’m going to represent our country with dignity and very well.

“But I don’t really want to change my personality. You know, it got me here.”

After their victories, Donald Trump and Hillary Clinton turned their fire on each other.

Donald Trump said his Democratic rival’s only advantage in the presidential race was being a woman.

“Frankly, if Hillary Clinton were a man, I don’t think she’d get 5% of the vote,” he said.

Hillary Clinton hit back at his accusation that she was playing the “woman card”.

“Well, if fighting for women’s healthcare and paid family leave and equal pay is playing the woman card, then deal me in,” she told cheering supporters in Philadelphia.

Donald Trump’s rivals, Ted Cruz and John Kasich, have already shifted their attention to forthcoming states.

As part of a new campaigning pact, John Kasich will give Ted Cruz a “clear path” to tackle Donald Trump in Indiana on May 3, with Cruz reciprocating for Kasich in the Oregon and New Mexico primaries.

Donald Trump has condemned their pact as a sign of weakness and desperation, and another sign of the GOP colluding against him.

Neither John Kasich nor Ted Cruz has a chance of securing the Republican nomination outright. The hope of a contested convention this July in Cleveland is keeping them in the race.

This scenario would see party delegates – Republican officials and activists – choose the nominee.

Analysts believe that Indiana, with its 57 delegates, will be crucial if Donald Trump’s rivals are to stop him securing the 1,237 he needs to win outright.

Opinion polls suggest Donald Trump has 39% support there, Ted Cruz 33% and John Kasich 19%.

Up to $800 Million ISIS Cash Destroyed in Airstrikes

Roy Siemens
-
0
Up to $800 Million ISIS Cash Destroyed in Airstrikes

Between $500 million and $800 million in cash from ISIS funds has been destroyed in airstrikes, a US military official says.

In a briefing to reporters, Maj. Gen. Peter Gersten, who is based in Baghdad, said the US had repeatedly targeted stores of the group’s funds.

The blow to ISIS’ financing has contributed to a 90% jump in defections and a drop in new arrivals, he said.

In 2014, the US Treasury called ISIS “the best-funded terrorist organization” it had encountered.ISIS captures Maheen in Syria

Maj. Gen. Peter Gersten, the deputy commander for operations and intelligence for the US-led operation against ISIS, said under 20 air strikes targeting the group’s stores of money had been conducted.

He did not specify how the US knew how much money had been destroyed.

In one case, the general said, an estimated $150 million was destroyed at a house in Mosul, Iraq.

Forces fighting ISIS received intelligence indicating in which room of the house money was stored. The room was then bombed from the air, he said.

While it was difficult to know precisely how much money had been destroyed in total, estimates put the figure at between $500 million and $800 million, Maj. Gen. Gersten said.

ISIS’ exact wealth is not known, but, after seizing oil fields and setting taxes, it approved a budget of $2 billion and predicted a $250 million surplus in 2015.

Since then, however, ISIS has lost territory, and its oilfields have been targeted in air strikes by the US-led coalition.

US intelligence indicated ISIS’ cash troubles had led it to start selling vehicles to make money.

The number of those arriving to fight for Islamic State in Iraq and Syria had fallen to about 200 a month, Gen. Peter Gersten said, down from a peak of between 1,500 and 2,000 per month a year ago.

In February, the White House said it believed there were some 25,000 people fighting for ISIS, down from close to 31,500 in 2015.

https://www.youtube.com/watch?v=CDzXMLu7Iso

Venezuela Imposes Two-Day Working Week for Public Sector

Diane A. Wade
-
0
Venezuela Imposes Two-Day Working Week for Public Sector

Venezuela has announced it is imposing a two-day working week for public sector workers as a temporary measure to help it overcome a serious energy crisis.

According to Vice-President Aristobulo Isturiz, civil servants should turn up for work only on Mondays and Tuesdays until the crisis was over.

The South American country is facing a major drought, which has dramatically reduced water levels at its main hydroelectric dam.

However, the opposition has accused the government of mismanaging the crisis.

The measures announced on national television by Aristobulo Isturiz affect two million public sector workers.

In the TV address, the vice-president said: “There will be no work in the public sector on Wednesdays, Thursdays and Fridays, except for fundamental and necessary tasks.”Venezuela food shortage

President Nicolas Maduro had already given most of Venezuela’s 2.8 million state employees Fridays off during April and May, to cut down on electricity consumption.

He said Venezuela had been badly hit by the El Nino weather phenomenon and would return to normal when it started raining again.

“We are requesting international help, technical and financial aid to help revert the situation,” he said.

“We are managing the situation in the best possible way while we wait for the rains to return.”

“Several countries in the region have been affected by the drought, caused by El Nino. But Venezuela has the highest domestic consumption of energy.”

Venezuela’s government has already adopted a number of other measures to try to deal with the crisis. In February, shopping centers were told to reduce their opening hours and generate their own energy.

Earlier this week, the government put the clocks forward by half an hour to reduce demand for electricity in the early evening.

Last week, it announced it was introducing power cuts for four hours a day.

The power shortages have deepened Venezuela’s serious economic crisis.

Many businessmen and opposition politicians blame the energy crisis and shortages of basic goods on government economic mismanagement.

They say tough currency controls introduced in 2003 by the late president, Hugo Chavez, have only made this worse.

Meanwhile, Venezuela’s economy has also been hit by a sharp fall in the price of its main export, oil.

North Korea Workers Party Holds Its First Congress in 36 Years

Diane A. Wade
-
0
North Korea Workers Party Holds Its First Congress in 36 Years

North Korea has announced its ruling Workers Party will hold its first congress in 36 years in May.

The North Korean Workers Party congress, which will take place in Pyongyang from May 6, will be only the seventh in the party’s history and the first under leader Kim Jong-un.

The gathering will be closely watched for signs of major policy shifts, movement among senior officials or comment on North Korea’s nuclear program.

The announcement comes as North Korea is believed to be preparing a fifth nuclear test.

North Korea has often timed its controversial tests to coincide with big political occasions.North Korea jams GPS signals

Its fourth test, in January, was followed by the launch of a satellite.

Both were violations of existing sanctions and resulted in the UN imposing further measures limiting trade and contact with North Korea.

The last North Korean congress was in October 1980, before the current leader Kim Jong-un was born.

The congress lasted four days and among other issues saw Kim Jong-il formally named as the intended successor to then leader Kim Il-sung.

Expectation has been growing for months that the leadership was about to announce the seventh congress.

The statement from North Korea’s KCNA news agency on April 27 gave no details of the event, and did not specify how long it would last.

However, it is widely expected that Kim Jong-un will use the party’s congress to both reinforce his role as Supreme Leader and to push his agenda of economic development coupled with nuclear progress.

South Korean President Park Geun-hye said on April 26 that North Korea had finished preparations for its fifth nuclear test and could carry it out it any time.

North Korea also claimed last week to have used “cold launch” technology to fire a missile from a submarine, while South Korean officials say it also appears to be preparing another test launch of its medium-range Musudan ballistic missile.

Prince Death: Sister Tyka Nelson Reveals Star Left NO Will Behind

Sonia Pantiss
-
0
Prince Death: Sister Tyka Nelson Reveals Star Left NO Will Behind

Prince’s sister, Tyka Nelson, has revealed in court documents that her famous brother did not leave a will.

The documents, filed in state court in Minnesota, show Tyka Nelson has petitioned for a special administrator to oversee Prince’s estate.

Prince Nelson Rogers was found dead in an elevator at his Paisley Park Studios compound in a suburb of Minnesota on April 21 at the age of 57.

The size of Prince’s fortune is unclear but includes $27 million in property.

Photo Getty Images
Photo Getty Images

Tyka Nelson is Prince’s only surviving full sibling and stated in the papers that immediate action was necessary to manage her brother’s business interests.

Prince is on course to dominate charts this week, as mourning fans rush to buy his music, while the Hollywood Reporter claimed over three million of his songs and albums had been bought in the US since his death.

A private memorial service was held for Prince on April 23, attended by about 20 of his closest friends and family.

Following the service, drummer and frequent Prince’s collaborator Sheila E confirmed there were plans to turn Paisley Park into a museum, akin to Elvis’s Graceland.

https://www.youtube.com/watch?v=NCue3AUwdkw

Mitsubishi Admits to Falsifying Fuel Consumption Tests since 1991

Clyde K. Valle
-
0
Mitsubishi Admits to Falsifying Fuel Consumption Tests since 1991

Japanese automaker Mitsubishi Motors has admitted to rigging some fuel consumption tests since 1991.

The admission follows last week’s revelation that Mitsubishi had falsified fuel economy data for more than 600,000 vehicles sold in Japan.

Mitsubishi Motors VP Ryugo Nakao said at a press conference in Tokyo on April 26: “For the domestic market, we have been using that method since 1991.”

The number of models affected was not yet known, Ryugo Nakao added.

The company’s president, Tetsuro Aikawa, said an inquiry was continuing, suggesting that more irregularities could be found.

Photo Getty Images
Photo Getty Images

“We don’t know the whole picture and we are in the process of trying to determine that. I feel a great responsibility,” he said.

Mitsubishi hares fell a further 10% in Tokyo on April 26, bringing the slide since the scandal erupted to almost 50%.

Tetsuro Aikawa said he did not know why employees resorted to falsifying fuel economy tests to make mileage figures seem better.

The automaker had repeatedly promised to come clean after a huge scandal 15 years ago that involved a systematic cover-up of vehicle defects.

The inaccurate mileage tests revealed last week involved 157,000 of its eK wagon and eK Space, and 468,000 Dayz and Dayz Roox vehicles produced for Nissan. All were sold in Japan only.

The main attraction of the “minicars”, which have tiny 600cc engines – not much bigger than a large motorcycle – is their frugal fuel consumption and their tax breaks.

Mileage fraud breaks Japan’s fuel efficiency laws and possible penalties were unclear due to the uncertainties about the outcome of an investigation, the transport ministry said.

Mitsubishi has set up a panel of three external lawyers report on the scandal within three months.

Production and sales of all the models in question have been halted.

Chernobyl Disaster: Ukraine Marks 30th Anniversary of Worst Nuclear Accident in History

James J. Williams
-
0

Commemoration ceremonies are being held in Ukraine to mark the 30th anniversary of the nuclear disaster in Chernobyl.

In the early hours of April 26, 1986, sirens were sounded at the same moment as the first explosion at the reactor.

The meltdown at the plant remains the worst nuclear disaster in history.

An uncontrolled reaction blew the roof off, spewing out a cloud of radioactive material which drifted across Ukraine’s borders, into Russia, Belarus and across a swathe of northern Europe.

The relatives of those who died attended candle-lit vigils at several churches, including in the capital Kiev and in Slavutych, a town built to re-house workers who lived near the nuclear plant.

Some former residents returned to the area, now derelict and overgrown, ahead of the anniversary. They lived in Pripyat, the town inhabited by Chernobyl workers which was abandoned in the wake of the accident.

Levels of radioactivity remain high in the surrounding area. A charity, Bridges to Belarus, is warning that a number of babies in a region close to Ukraine’s border are still being born with serious deformities, while an unusually high rate of people have rare forms of cancer.

Donors around the world pledged €87.5 million ($99 million) on April 25 towards a new underground nuclear waste facility in the region. Ukraine will need to commit a further €10 million in order to complete the new storage site.

Work began in 2010 on a 25,000-tonne, €2.1 billion sarcophagus to seal the uranium left in the damaged reactor, thought to be about 200 tonnes.

Experts fear that if parts of the aging reactor collapse, further radioactive material could be spewed into the atmosphere.

The number of people killed by the Chernobyl disaster remains disputed. A report in 2005 by the UN-backed Chernobyl Forum concluded that fewer than 50 people died as a result of exposure to radiation, most of them workers killed immediately after the disaster, but some survived until as late as 2004.

The forum estimated up to 9,000 people could eventually die from radiation exposure, although Greenpeace claims the figure could be as high as 93,000.

Australian Camper Attacked by Crocodile inside His Tent

Nancy Clayson
-
0
Australian Camper Attacked by Crocodile inside His Tent

An Australian camper has been attacked by a crocodile inside his tent.

Peter Rowsell, 19, described how he woke up to find the crocodile had entered his tent and was biting his foot.

The young man was with his family on the banks of Palm Creek in the Northern Territory on April 25 when the attack took place, local media said.

Peter Rowsell said something was “shaking” his right foot, describing the animal as “three to four meters” long.

The man is believed to have been killed by a crocodile in the Northern Territory while swimming in Mary River during a birthday party
The man is believed to have been killed by a crocodile in the Northern Territory while swimming in Mary River during a birthday party

The man managed to fight off the crocodile, which slid back into the water.

His injuries were not life threatening.

Peter Rowsell’s sister drove him to the nearest hospital in his hometown of Katherine, which was about two hours away, where he was treated for the bite. He is expected to be released soon.

The mayor of Katherine told reporters there had been crocodile sightings near popular swimming spots recently, and called for a cull.

“We do have to live with crocs because this is their environment as well, but we don’t need to live with them dangerously,” she was quoted by News.com.au as saying.

Fullscreen Launches Its Own Subscription Video Platform to Rival YouTube Red

Nancy Clayson
-
0
Fullscreen Launches Its Own Subscription Video Platform to Rival YouTube Red

Fullscreen has launched its own subscription video platform to rival YouTube’s offering.

Until now, the online talent company has worked on free platforms such as Instagram, Snapchat and YouTube.

However, Fullscreen said the economics of producing premium video on ad-supported platforms “did not work out”.

One industry analyst questioned whether Fullscreen had the brand recognition necessary to attract a big audience.

Fullscreen describes itself as a “modern media company”, part talent agency, part content producer. It has a roster of 75,000 “partners”, predominantly recruited through YouTube.Fullscreen launches SVOD

It has traditionally made money by brokering advertising deals for its talent, providing support to smaller video-makers in exchange for a cut of their ad revenue, and by selling tour tickets and merchandise for its biggest stars.

However, Fullscreen said it had needed to create its own subscription video platform to let video-makers “fulfill their artistic ambition”.

Consumers are increasingly rejecting expensive cable TV packages and instead subscribing to individual streaming services, known as over-the-top services.

In October 2015, Google launched its own bid to capture a new market with a premium video service called YouTube Red.

Its service features prominent YouTubers in long-form productions, although Google has not yet revealed how many paid members it has attracted.

Undercutting Google’s $9.99 offering, Fullscreen’s subscription service will cost $4.99 a month, with programs viewable on a standalone app and website.

Fullscreen said it would bolster its offer of online originals with traditional programs from TV and film studios.

Wary Investors Worry about ‘Robo-Advice’

Clyde K. Valle
-
0
Wary Investors Worry about ‘Robo-Advice’

Since the emergence of computers in the 20th century, advances in technology have played a major role in changing the way we do things, including the way we make money.

 

These days, we have what investors call Robo-Advisers. Do not fret about the name; there is nothing metallic about these advisers. These are basically software programs created to make investment decisions for investors. How cool is that-knowing that you now do not have to pay expensive fees for investment advisory?

 

Robo-Advisers are only beginning to gain popularity in the UK, but in the US, it’s a common term. Robo-Advisers work by providing investment advice to investors based on their individual profiles. Tired of getting that template advice from your investment manager at a premium? Robo-Advisers are developed using complex algorithms that take into consideration various investing factors which may affect an investor’s decision.Robo advice

 

Units Established for Robo-Advice Firms

 

Last year, UK’s financial regulators discussed in depth about the subject of Robo-Advisers and the FCA (Financial Conduct Authority) recently revealed that it will set up a specialised unit for Robo-Advice firms.

 

This move was confirmed in the regulator’s recent annual business plan; it revealed that it had accepted recommendation by the FAMR (Financial Advice Market Review) to develop a specialised unit for firms interested in launching Robo-Advice platforms.

 

Since last year several investment advice firms have launched Robo-Advice platforms while banks are also believed to be showing real interest in Robo-Advisers. This paradigm shift has not escaped criticism from wary investors as some worry about the risks involved in using such a platform to cater for their investment needs.

 

These fears were recently echoed by FCA Chair John Griffith when he said that the regulator was fully aware of the risks and potential rewards of Robo-Advisers.

 

‘Technology can drive down the cost of accessing products and services, and can push up the quality of service,” said Griffith, commenting on FCA’s recent annual business plan. ‘But it can present challenges to markets and regulators alike, including resilience, cyber-crime and financial exclusion.’

 

Not a Replacement for Comprehensive Investment Advice

 

This also implies that while costs are bound to be lower on Robo-Advice platforms, it would be premature to assume that Robo-Advisers will replace traditional investment advisers in their entirety.

 

As such, investment advisory and management firms like Fisher Investments UK, which primarily deal with wealthy investors, will still be very important because they offer professional advice that cannot be put in an algorithm.

 

This can be in the form of extended experience in the market as well as varying opinions from the advisory team. Therefore, Robo-Advisers can do some of the things that traditional investment advisers do, but they certainly cannot do everything.

 

With Robo-Advice, an investor fills in to the platform certain details about his/her investment profile including age, investment income, annual income, and risk appetite, among others from which the system draws conclusion on the best investments for the individual. As such, you could say that Robo-Advice works pretty much like WebMD, where patients input their health/injury profile to receive guidance on potential treatments. However, you never really get a prescription.

 

The same thing applies to Robo-Advice, the information you provide is used to generate leads on investments opportunities, but it never really invests on your behalf.

 

Conclusion

 

In summary, there are genuine concerns about the reliance on Robo-Advisers, but given the fact that these platforms are operated by fully regulated firms, it means that investors can at least be comfortable with their authenticity.

 

However, it is also good to note that Robo-Advice cannot be taken on face value and then directly implemented in an investment portfolio. Investors need to take into consideration all factors that may affect their investments decisions including those that cannot be put in a Robo-Adviser algorithm.

Japan Stock Market: Sony and Mistubishi Motors Shares Drop in April 25 Trade

Clyde K. Valle
-
0
Japan Stock Market: Sony and Mistubishi Motors Shares Drop in April 25 Trade

Sony closed down 6% in April 25 trade after the company announced at the end of the last week that it would postpone its earnings release date to next month.

The delay was due to uncertainty over the supply chain from two earthquakes which recently hit southwest Japan. Sony was initially scheduled to release its earnings this week.

In the broader Japanese market the benchmark Nikkei 225 closed 0.8% down at 17,439.30 points.

Investors continued to selloff shares of Mitsubishi Motors, which closed down 4.8% on April 25.Mitsubishi fuel test 2016

Last week, Mitsubishi Motors shares plunged by more than 40% over three days, after the car maker admitted to rigging fuel efficiency tests.

The Japanese automaker is expected to announce annual results on April 27, but media reports have suggested it may skip its earnings forecast – which was originally scheduled for the same day.

Traders in Japan were also cautious ahead of an important Bank of Japan (BoJ) meeting where the lender might decide on more monetary easing.

Japan’s central bank will on April 28 decide on its interest rate which currently is negative as an attempt to spur growth.

In Korea, the Kospi index finished the day flat at 2,014.55 points.

Hong Kong’s Hang Seng closed lower by 0.8% to 21,304.44, while the mainland’s Shanghai Composite also closed lower by 0.42% to 2,946.67.

Markets in Australia and New Zealand were closed on April 25 for the Anzac Day holiday.

There is a long list of companies reporting quarterly earnings this week.

In the US they include tech giants Apple and Facebook, online retailer Amazon, and Dunkin Donuts.

From the auto sector, Ford Motor is due to report its quarterly results.

Over in Asia, South Korea’s Hyundai as well as Japan’s Honda Motor and Mazda Motor update investors on their earnings.

Costa Rica: The Ultimate Guide

Nancy Clayson
-
0
Costa Rica: The Ultimate Guide

Rising from the depths of the lush forests of Central America, Costa Rica is at the top of the list of any serious traveler. An amazing experience anyone can enjoy, this destination will be a holiday escape like no other. With endless sights, sounds and smells, appreciating the beauty of Costa Rica will come natural, but to get the best action, here are a couple of tips once you venture into this realm of wonder.

Costa Rica Guide

Planning Your Trip

When visiting Costa Rica one of the first things you need to do is plan ahead.

There are many awesome Costa Rica Tours you can choose from, depending on what kind of experience you’re looking for.

Do the necessary research in advance, so you know what to expect once you arrive. One of the deciding factors that might influence your visit is the weather. The difference between verano (dry season – December to April) and invierno (rainy season – May to November) is a real game changer for any trip to Costa Rica. Just to be on the safe side, your bag should always contain comfortable clothes, shoes with a warmer alternative, sunblock, and mosquito repellant. And to help you before and during your trip, load up on travel tools on your phone.

Costa Rica Guide

The Right Accommodations

Costa Rica is a tourist hot spot, so it’s no wonder that hotels won’t be hard to come by. Most of what you think of as classical hotels and resorts are situated in larger cities and towns such as San Jose, Cartago, Santa Cruz, Liberia and Limon. They provide tourists with both affordable and luxury accommodations to choose from. However, if you are travelling with family or friends for a longer period, and you want to balance out price and space for everyone, you should consider checking out property rentals in Costa Rica. Away from the towns in the more remote regions, you can seek out good accommodations, but services like Wi-Fi might be hard to get a hold of.

Costa Rica Guide

Moving Through Costa Rica

Getting around in Costa Rica is easy, since the exchange rate is great, and you can get amazing bus deals for as low as 3$ per person. Due to its relatively small size, all of Costa Rica can be easily accessed by road, although the environment defined the way they were built, so some trips may take longer than others. However, travelling in larger settlements on foot may prove to be challenging, as pedestrians don’t always have the right-of-way.

Costa Rica Guide

Health and Safety Tips

As a traveler, it is also good to know that Costa Rica has quality health standards, with excellent hospitals in all the major tourist destinations. It is also good to note that most of the taps in the country provide safe drinking water, so you can save up on the bottled stuff. While SIM prepaid cards are available throughout the country with great travel deals always on offer.

Costa Rica Guide

Flavors of Costa Rica

When in Costa Rica, always go for local food and ingredients. Owing to its tropical, rainforest location, the markets are an amazement of color and smell. Fruit and veg are available in enormous quantities, and if you have a chance try local varieties such as anona, grandilla, guava and rose-apples. As anywhere around the world, when searching for the best food in Costa Rica look towards the street vendors, and small tucked away dinners. Each region has its own twist on the classics, and apart from the Tamales and Empanadas, be sure to try the national dish Casado, Ceviche, Gallo Pinto, and Sopa de Mariscos.

Costa Rica Guide

Must-Sees

Hidden within the rainforests of Costa Rica, are of course, the reasons why this country should be at the top of your vacation list. For nature fanatics and especially bird watchers, one of the most beautiful forests of the world – the Monteverde Cloud Forest, is a must see. Closer to the water, Tamarindo’s world famous surf is a hot spot for water sport junkies, while Manuel Antonia National Park is an ideal family beach holiday vacation paradise. Finally, hidden among the inland volcanoes, is the surreal La Fortuna Waterfall, and the hike of a lifetime.

Costa Rica Guide

Original Costa Rica Tours

The appeal of Costa Rica is also highlighted through the unique travel tour offers. Exploring the depths of the rainforest and its wildlife, you might want to consider the Canopy Tour. High above the treetops, you will zip line, like a spider monkey, from one tree platform to the next, all the while witnessing some amazing vistas of endless forest. If you want to be more down to earth, but still seeking adventure, White Water Rafting will be your tour of choice. One of the most thrilling ways to encounter Costa Rica, you will zig-zag through the vast meandering river network, such as the Celeste River, going on a ride of a lifetime.

Costa Rica Guide

There you have it, the dos and don’ts of Costa Rica that will make the entire journey an amazing experience. Now, all that is left is to pack your bags, and make this paradise your next vacation destination. Vaya con Dios!

White House 2016: Ted Cruz and John Kasich Join Forces against Donald Trump

Diane A. Wade
-
0
White House 2016: Ted Cruz and John Kasich Join Forces against Donald Trump

Republican presidential hopefuls Ted Cruz and John Kasich have announced they will now co-ordinate strategies against rival Donald Trump.

Ted Cruz has said he will cut campaigning in the Oregon and New Mexico primaries to help John Kasich, while the latter will give Ted Cruz a “clear path” in Indiana.

Donald Trump responded to his rivals saying they were “totally desperate” and “mathematically dead”.

The New York businessman has a clear lead in delegates but may still fall short of the 1,237 needed to win outright.

If Donald Trump does not reach the target, the vote will go to a contested convention – where a different nominee may emerge through negotiations among party figures.

John Kasich and Ted Cruz announced their move in near-simultaneous statements.

Photo AP
Photo AP

Ted Cruz’s campaign manager, Jeff Roe, said: “Having Donald Trump at the top of the ticket in November would be a sure disaster for Republicans. Not only would Trump get blown out by [Hillary] Clinton or [Bernie] Sanders, but having him as our nominee would set the party back a generation.”

John Weaver, John Kasich’s strategist, said in a statement released on the candidate’s site: “Our goal is to have an open convention in Cleveland, where we are confident a candidate capable of uniting the party and winning in November will emerge as the nominee.”

Some Republican strategists have been urging this deal for weeks but analysts say it may now have come too late to stop Donald Trump.

In response, Donald Trump tweeted: “Wow, just announced that Lyin’ Ted and Kasich are going to collude in order to keep me from getting the Republican nomination. DESPERATION!

“Lyin’ Ted and Kasich are mathematically dead and totally desperate. Their donors & special interest groups are not happy with them. Sad!”

Donald Trump has frequently said the GOP nomination process is “rigged” to favor establishment figures against him.

However, the Republican frontrunner did last week promise to change his image, in a closed-door meeting with GOP leaders.

The Indiana primary is on May 3, Oregon is on May 17, with New Mexico on June 7.

However, before those comes voting in five north-eastern states where Donald Trump is heavily favored.

Maryland, Rhode Island, Connecticut, Pennsylvania and Delaware all vote on April 26.

Campaigning in Maryland on April 24, Donald Trump said he was confident of avoiding a contested convention.

On the Democratic side, Bernie Sanders spoke to a rally of 14,000 supporters in New Haven, Connecticut, on April 24, again accusing rival Hillary Clinton of earning money through “speeches behind closed doors on Wall Street”.

Hillary Clinton retains a clear lead in delegates and will hope the north-eastern state votes will effectively put an end to Bernie Sanders’ dogged campaign.

Bernie Sanders and Hillary Clinton have traded increasingly hostile remarks in recent weeks.

However, Democratic National Committee chairwoman Debbie Wasserman Schultz said: “Regardless of the intensity of what’s played out here… we are going to be unified.”

Barack Obama Rejects North Korea Nuclear Proposal

Roy Siemens
-
0
Barack Obama Rejects North Korea Nuclear Proposal

President Barack Obama has rejected North Korea’s proposal to halt nuclear tests if the US ceases its annual military exercises with South Korea.

On April 24, Barack Obama told reporters that the US did not take such a proposal seriously and that Pyongyang would “have to do better than that”.

North Korean foreign minister Ri Su-yong made the offer in a rare interview.

Annual military drills conducted by the US and South Korea routinely inflames tensions with North Korea.North Korea Musudan missile

Ri Su-yong’s comments came as North Korea said it fired a ballistic missile from a submarine off its eastern coast.

The UN condemned the test, which it called a “serious violation” of past resolutions aimed at curbing North Korea’s nuclear ambitions.

International sanctions have been stepped up in the wake of several controversial nuclear and missile tests by North Korea.

The latest allegedly took place last week, with North Korea claiming to have used “cold launch” technology to fire a missile from a submarine, where it is expelled using gas pressure.

North Korea also conducted its fourth nuclear test with a hydrogen bomb in January sparking worldwide condemnation, and claimed last month that it has developed nuclear warheads small enough to fit on ballistic missiles, though experts have disputed such claims.

Analysts believe that North Korea may be gearing up for a fifth nuclear test as a show of strength ahead of the Workers’ Party Congress, the first since 1980.

ISIS Fight: US to Send 250 More Troops to Syria

Roy Siemens
-
0
ISIS Fight: US to Send 250 More Troops to Syria

The US will send 250 additional military personnel to Syria to support local militias in the fight against ISIS, officials have said.

The goal, they say, is to encourage more Sunni Arabs to join Kurdish fighters in north-eastern Syria.

The new deployment will bring to 300 the number of US forces in non-combat roles in Syria.

Most of the additional personnel will be special operation forces, the AP reports. The group will also include medical and logistical troops, it adds.

A formal announcement is expected from President Barack Obama during his visit to Hannover on April 25, where he will discuss Syria and other foreign policy issues with leaders of the UK, Germany, France and Italy.

Barack Obama has resisted calls to send US troops into Syria, where a five-year-old conflict has killed more than 250,000 people and displaced some 11 million others.Syrian rebels to succeed ISISisis

Of those, four million have fled abroad, including growing numbers who are making the dangerous journey to Europe.

The crisis has put pressure on leaders there, who are struggling to halt a massive influx of migrants and refugees.

Speaking alongside Barack Obama, German Chancellor Angela Merkel on April 24 urged warring parties to set up safe zones in Syria where refugees would be protected within the country.

Angela Merkel expressed hope that such a plan might eventually be agreed at peace talks taking place in Geneva.

Barack Obama, however, said it would be “very difficult” for those zones to work without a large military commitment.

ISIS has lost parts of the territory it once controlled in Syria. Most recently, they were pushed back by Russian-backed Syrian forces from the strategic city of Palmyra.

The group has also had significant setbacks in Iraq, including the loss of Ramadi, the capital of Anbar province.

The US has led a coalition against the militant group in both Syria and Iraq.

https://www.youtube.com/watch?v=7WHJYfgH7vI

Brazil Repatriates $125 Million of Dirty Money

Clyde K. Valle
-
0
Brazil Repatriates $125 Million of Dirty Money

Brazil has recovered $125 million siphoned off to foreign bank accounts by corrupt officials, politicians and businessmen.

The record figure recovered in 2015 is eight times more than what was repatriated over the previous decade, the Justice Ministry has reportedly said.

Officials say their policy of negotiating plea bargains with suspects has helped them recover assets.

Much of the money had been diverted from the state oil company Petrobras.Petrobras job cut 2016

Dozens of Brazilian executives and politicians have been arrested or are under investigation on suspicion of overcharging contracts with Petrobras as part of an inquiry known as Operation Car Wash.

According to authorities, part of the diverted money had been used to pay for bribes and electoral campaigns.

It is believed the scheme had cost Petrobras $2 billion.

By contrast, between 2005 and 2014, Brazilian officials managed to recover $15 million, local newspaper Folha de S.Paulo reported.

From the amount repatriated in 2015, $95 million was linked to the Car Wash investigation.

The money had been diverted to Switzerland and returned to Brazil, the report said, adding that most of it was expected to be returned to Petrobras.

Papa Wemba Dies during Ivory Coast Show

Sonia Pantiss
-
0
Papa Wemba Dies during Ivory Coast Show

Congolese music legend Papa Wemba has died during a show in Ivory Coast at the age of 66.

Footages from the show showed Papa Wemba collapsed on stage behind a group of dancers, before they rushed to his aid.

Papa Wemba’s pioneering blend of African, Cuban and Western sounds became one of Africa’s most popular music styles.

He also toured around the world, and recorded with British artist Peter Gabriel.

Papa Wemba fell ill in the early hours of Saturday morning. The cause of his death has not been established.

He died before he could be brought to hospital, a spokesman for the Ivosep morgue in Abidjan told Reuters.Papa Wemba dead at 66

Born in 1949, Papa Wemba, whose real name was Shungu Wembadio Pene Kikumba, began his singing career in religious choirs.

He helped modernize Congolese rumba music, with the genre that emerged – soukous – influencing music across Africa.

Together with his bands Zaiko Langa Langa, Isifi and Viva La Musica, Pap Wemba racked up hit after hit, including L’Esclave and Le Voyageur.

Papa Wemba appeared in two feature films, Life Is Beautiful (1987) and Wild Games (1997).

He was also a style icon, the driving force behind the cultural movement the Sapeurs, whose young men spend vast amounts on designer clothes.

In 2004, Papa Wemba was convicted of people-smuggling in France and spent three months in prison.

The conviction related to a racket whereby illegal immigrants were taken to Europe posing as members of his band.

A Belgian court convicted the musician of the same crime in 2012, handing down a fine of €22,000 ($24,690) and suspended prison sentence of 15 months.

He was also once jailed in Zaire (now the Democratic Republic of Congo) for allegedly having an affair with a general’s daughter.

Congolese President Joseph Kabila has expressed his condolences, and there are likely to be large events paying homage in the coming days.

Congolese Culture Minister Baudouin Banza Mukalay called Papa Wemba’s death a “great loss for the country and all of Africa”, AP reported.

Ecuador Earthquake Death Toll Rises to 646 as 130 Still Missing

Diane A. Wade
-
0
Ecuador Earthquake Death Toll Rises to 646 as 130 Still Missing

Ecuador has declared 8 days of national mourning a week after the devastating earthquake that killed at least 646 people.

In a speech announcing the national mourning, Ecuador’s President Rafael Correa has said the number of fatalities has risen to 646 and another 130 people were still missing.

The 7.8 magnitude quake struck off the Ecuadorean coast on April 16, injuring thousands and destroying many towns.

It was the worst tragedy to hit the South American nation in decades.

“These have been sad days for the homeland. The country is in crisis,” Rafael Correa said on his weekly TV broadcast on April 23.Ecuador earthquake 2016

Rafael Correa praised the 27 countries who sent rescue teams over the past week and said that 113 people had been rescued alive from the rubble.

“This is an amazing figure, which made all this effort worthwhile,” he added.

The president also announced that “in the next few hours” he would sign a decree declaring eight days of national mourning.

“It has been a national tragedy, but we will recover,” he said.

More than 12,000 people were treated over the past week across the country for injuries caused by the earthquake, said Rafael Correa.

Foreign nationals from the Colombia, Cuba, the UK, Ireland, Canada, and the Dominican Republic have been confirmed among the dead.

Major international and aid organizations have sent help.

The cost of rebuilding could be up to $3 billion, President Rafael Correa said during a visit to the worst-affected region.

The World Bank has agreed to lend $150 million to help Ecuador cope with the financial costs of the quake.

The tragedy comes at a time when the oil-producing country is already reeling from the slump in global crude prices.

The US Geological Survey (USGS) said the Ecuador earthquake had struck at a fairly shallow depth of 12 miles, about 17 miles from Muisne in a sparsely populated area.

North Korea Will Suspend Nuclear Tests If US Ceases Exercises in South Korea

Roy Siemens
-
0
North Korea Will Suspend Nuclear Tests If US Ceases Exercises in South Korea

North Korean Foreign Minister Ri Su-yong has said his country will suspend its nuclear tests if the US stops its annual military exercises with South Korea.

Ri Su-yong also told the Associated Press that his country would not be cowed by international sanctions.

A US official has defended the drills as a sign of commitment to South Korea.

Meanwhile, Pyongyang said April 23 submarine-launched ballistic missile test was a “great success”.

“It fully confirmed and reinforced the reliability of the Korean-style underwater launching system and perfectly met all technical requirements for carrying out… underwater attack operation,” the North Korean news agency KCNA said.Ri Su-yong UN human rights council

The report added that the test gave North Korea “one more means for powerful nuclear attack”.

North Korea is banned from nuclear tests and activities that use ballistic missile technology under UN sanctions dating back to 2006.

Earlier, Ri Su-yong defended North Korea’s right to have a nuclear deterrent and said the US drove North Korea to develop such weapons as an act of self-defense.

The minister said that the suspension of the military drills could open the door to talks and reduced tensions.

“If we continue on this path of confrontation, this will lead to very catastrophic results, not only for the two countries but for the whole entire world as well,” he told AP.

“Stop the nuclear war exercises in the Korean Peninsula, then we should also cease our nuclear tests.”

It was a rare interview by a top North Korean official with a foreign media outlet. The conversation took place in North Korea’s diplomatic mission at the UN, AP said.

An unnamed US official quoted by AP defended the drills in South Korea as demonstrating Washington’s commitment to its alliance with Seoul.

The US has insisted North Korea give up its nuclear weapons program first before any negotiations and has ignored similar proposals in the past, according to the agency.

Ri Su-yong also said sanctions would not sway his country: “If they believe they can actually frustrate us with sanctions, they are totally mistaken.

“The more pressure you put on to something, the more emotionally you react to stand up against it. And this is important for the American policymakers to be aware of.”

The interview came hours after North Korea said it launched a ballistic missile from a submarine, a type of missile hard to detect.

Solar Impulse Pacific Crossing: Solar-Powered Plane Lands in Silicon Valley

James J. Williams
-
0
Solar Impulse Pacific Crossing: Solar-Powered Plane Lands in Silicon Valley

Solar Impulse has landed in California after a three-day flight over the Pacific Ocean.

High winds delayed the solar-powered plane’s landing at Moffett Airfield, Mountain View, as pilot Bertrand Piccard flew in a holding pattern off the coast.

Solar Impulse left Hawaii on April 21, after eight months of repairs following battery damage on a flight from Japan.

This is the ninth leg of Solar Impulse’s attempt to fly round the world.

Solar Impulse started its journey last March in Abu Dhabi. The trip has involved two different pilots flying separate legs.

The plane gets all its energy from the sun, and has 17,000 photovoltaic cells on its top surfaces.

These power Solar Impulse’s propellers during the day but also charge batteries that the vehicle’s motors can then call on during the night.

The distance on this leg was 2,200 nautical miles.

Starting in Abu Dhabi, UAE, in March, Solar Impulse crossed Oman, India, Myanmar, and China.Solar Impulse 2 solo flight record

The plane then flew to Japan, before undertaking a 8,924km passage to Hawaii. That five-day, five-night crossing set a record for the longest ever non-stop solo plane journey.

However, Solar Impulse’s batteries overheated during the trip, forcing the project to stop on the Pacific archipelago while repairs were conducted.

A further 20 million euros ($23 million) had to be raised from supporters during the winter to keep the project going for another year.

Bertrand Piccard shares flying duties with his business partner, Andre Borschberg.

It was Andre Borschberg who flew into Kalaeloa in July 2015, and he will take the controls on the next leg across the US mainland.

Bertrand Piccard and Ande Borschberg’s intention is to reach New York by the start of June, to begin preparations for an Atlantic crossing.

Assuming this is completed successfully, it should then be a relatively straightforward run back to the “finish line” in Abu Dhabi.

Bertrand Piccard and Andre Borschberg have been working on the Solar Impulse project for more than a decade.

Prince Funeral: Iconic Musician Cremated in Private Ceremony

Sonia Pantiss
-
0
Prince Funeral: Iconic Musician Cremated in Private Ceremony

Prince’s publicist Anna Meacham has confirmed the singer was cremated with a small, private service for family, friends and musicians.

The cause of his death is still unknown and the results of April 22 autopsy could take at least four weeks.

Prince Nelson Rogers, 57, was found dead in a lift on his Paisley Park estate, near Minneapolis, on April 21, where fans are still paying tributes.

According to officials, there was no sign of trauma on the body and no indication the death was suicide.

Anna Meacham said Prince’s “final storage” would be kept private.

Photo Instagram
Photo Instagram

“A few hours ago, Prince was celebrated by a small group of his most beloved: family, friends and his musicians, in a private, beautiful ceremony to say a loving goodbye,” she said.

Among the people who attended the ceremony were percussionist Sheila E, bassist Larry Graham and Prince’s sister Tyka Nelson.

Prince was a Jehovah’s Witness which requires funerals to take place within a week of a person’s death.

His innovative music spanned rock, funk and jazz. He was at his peak in the 1980s with albums like Dirty Mind, 1999 and Sign O’ The Times. He sold more than 100 million records.

Prince was last seen at about 20:00 on April 20 and was found unconscious by some of his staff at about 09:30 the next morning.

He had been rushed to hospital in Illinois six days earlier, while flying home from a concert in Atlanta, Georgia, but was treated and released a few hours later.

Quoting unnamed sources, TMZ reported that Prince was treated in Illinois for an overdose of Percocet.

https://www.youtube.com/watch?v=qxgUF3oJCXI

Fiat Chrysler Recalls 1.1 Million Cars Worldwide

Clyde K. Valle
-
0
Fiat Chrysler Recalls 1.1 Million Cars Worldwide

Fiat Chrysler has announced it is recalling more than 1.1 million cars worldwide over fears they may roll away after drivers get out.

There have been as many as 41 injuries because drivers mistakenly believed they had put the automatic cars in “park”.

The recall covers cars and SUVs whose gearshifts could be confusing to drivers.Fiat Chrysler recall 2015

More than 850,000 vehicles in North America are affected, along with just over 250,000 elsewhere.

The affected models include 2012 to 2014 Dodge Charger and Chrysler 300 sedans and 2014/15 Jeep Grand Cherokee SUVs.

Fiat Chrysler said it would update the vehicles to automatically prevent them from moving, even if the driver fails to put the vehicle in park. The company did not say when the fix would become available to owners.

The US National Highway Traffic Safety Administration (NHTSA) said in February it had reports of 314 complaints, including 121 crashes after vehicles rolled away. Some hit buildings, drivers or other cars and many incidents occurred soon after the vehicles were bought.

Injury reports included three complaints of a fractured pelvis, and four others requiring some form of hospitalization.

An NHTSA spokesman said the agency would monitor the recall to ensure it took place as quickly as possible.

Fiat Chrysler said it began equipping the Charger and 300 with a new gearshift design for the 2015 model, while the Grand Cherokee was updated for the following year.

1...261262263...1,234Page 262 of 1,234