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Home Blog Page 122

How Soft and Hard Inquiries Affect Your Creditworthiness

  • Finance
Dana R
-
Jul 20, 2018
0
How Soft and Hard Inquiries Affect Your Creditworthiness

Did you know that financial institutions and some retailers access your credit report? Did you know there could be errors in your credit report that could be damaging your score? Not knowing these facts can seriously damage your creditworthiness in the eyes of potential lenders. That’s why staying on top of your credit education matters.

https://cdn.pixabay.com/photo/2015/05/10/21/28/accounting-761599_960_720.jpg

While companies might look into your credit report with or without your knowledge, such inquiries might harm your score depending on what they want to know about your financial background. An inquiry can either be classified as a hard or a soft inquiry. The more you understand about inquiries, the more you can use them to maintain a high credit score.

Here are a few details about inquiries and how they affect your score:

When Do Both Inquires Occur?

Hard inquiries will typically occur once a potential lender accesses your credits report to determine your creditworthiness. They are mainly done since responsible lending is a must for people that need money now, and lenders too need to protect their interests when offering loans. While a hard inquiry will remain in your report for at least two years, it will only affect the report during the first 12 months.

Soft inquiries, on the other hand, occur without your permission when a company or person checks your credit report as a form of background check. For instance, a soft inquiry will occur once a lender pre-approves you for credit. Unlike hard inquiries, however, they do not affect your credit score.

How Does A Hard Inquiry Affect Your Score?

While hard inquiries will lower your score, their effect is somehow insignificant when compared to other factors. Some significant factors that will affect your score include your credit utilization ratio and your credit history. In case you have a small credit history and limited numbers of credit accounts, a single hard inquiry can significantly lower your score.

 

Additionally, multiple hard inquiries in your report with a smaller amount of loans offered will showcase you as a risky borrower to lenders despite having a high score. This is because such a trend portrays you as a borrower who is desperate for credit.

Can You Avoid The Inquiries?

In case you aim to shop around for a loan, there is no avoiding these inquiries. Luckily, there is a silver lining in that some credit models might consolidate hard inquiries during a given time into one inquiry which means reduced damages to your score. Such models will tend to look for a pattern during the period when you are shopping for a loan in terms of the credit line that you are working with.

https://cdn.pixabay.com/photo/2015/11/18/15/02/approved-1049259_960_720.png

The trick is to shop for credit fast and consistently to develop an identifiable pattern, mostly in the standard period of 14-45 days. Additionally, consider only applying for credit that you have a high chance of approval to reduce your chances of having multiple inquiries on your credit report.

How About Inquiries That You Didn’t Authorize?

Man is to err, and there are situations when you might have a hard inquiry on your report that you didn’t authorize. Since it has the potential to damage your score, the best way to get rid of it is to talk to the lenders who initiated it to have it removed. Alternatively, consider treating the inquiry like any other incorrect information in your report. Dispute the errors with your credit bureau to have them eliminated.  Since your credit score lies in the balance, you should do anything necessary to maintain an accurate score.

Conclusion

From the fear of credit rejection to the idea that your credit might drop ad hoc, applying for credit might look like a scary experience. Since the inquiries have a nearly insignificant effect on your score, knowing how the inquiries tick will help you maintain it. Apply for easily approved credit according to your score to reduce avoid having excessive hard inquiries in your report.

Donald Trump Sparks Outrage after Inviting Vladimir Putin in US

  • U.S. News
Diane A. Wade
-
Jul 20, 2018
0
Donald Trump Sparks Outrage after Inviting Vladimir Putin in US

President Donald Trump has invited his Russian counterpart Vladimir Putin to visit the US, in a move that drew startled laughter from US intelligence chief Dan Coats.

Director of National Intelligence Dan Coats said when he was told about the invitation during a live interview: “That’s gonna be special!”

President Trump’s presidency has been clouded by allegations that Russian hackers meddled in the 2016 US presidential election in his favor. However, the Kremlin denies the allegations.

At the Helsinki summit, President Putin offered access to 12 Russians indicted in absentia by the US authorities over the alleged interference, on condition the Russian authorities could question 12 Americans over a different case. President Trump first praised the suggestion as “incredible” but later rejected it.

Since his return from Finland, President Trump or the White House have had to correct or clarify other comments regarding Russia, creating confusion and prompting the Democrats to demand details of his private talks with President Putin.

Vladimir Putin, in power in Russia since 2000, last visited the US in 2015, when he met President Barack Obama on the sidelines of the UN General Assembly in New York to discuss the conflicts in Ukraine and Syria.

Image NBC News

President Trump Criticized after Summit with Vladimir Putin

Maria Butina: Russian Charged with Spying in US

Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

On July 19, White House press secretary Sarah Sanders tweeted that discussions about a visit by Vladimir Putin to Washington DC this autumn were already under way.

Russian ambassador to Washington Anatoly Antonov said Russia had always been open to the idea of a visit but it was “up to the Kremlin to decide how many summits are needed, and when”.

The announcement appeared to come as a surprise to US intelligence chief Dan Coats, who was told about it during a live interview at the Aspen Security Forum in the state of Colorado.

Dan Coats added that he did not yet know what President Trump and President Putin had discussed during their meeting, at which only the pair and their interpreters were present.

At the post-summit news conference in Helsinki, President Putin was asked whether he would extradite 12 Russian intelligence agents indicted in the US for hacking Democratic Party computers.

No extradition treaty exists between the US and Russia, but Vladimir Putin said he would meet the US government “halfway”.

President Putin said that US investigators could question the 12 suspects inside Russia if, in turn, Russian investigators were allowed to question US citizens with regard to a case against financier Bill Browder.

Bill Browder was instrumental in the US imposing sanctions in 2012 on top Russian officials accused of corruption in the Magnitsky affair.

One of the Americans on Russia’s list is a former US ambassador to Moscow, Michael McFaul.

The idea of allowing Russia to quiz US citizens sparked outrage and the Senate voted 98-0 against it. Secretary of State Mike Pompeo said it was “not going to happen”.

Michael McFaul tweeted his gratitude to the Senate: “98-0. Bipartisanship is not dead yet in the US Senate. Thank you all for your support.”

At the news conference in Helsinki, President Trump said: “He [Vladimir Putin] offered to have the people working on the case come and work with their investigations with respect to the 12 people. I think that’s an incredible offer.”

Now, however, President Trump says he “disagrees” with President Putin’s proposal.

He has also clarified remarks at the news conference in which he said he saw no reason for Russia to have meddled in the 2016 US election – despite US intelligence concluding just that.

Speaking to CBS News on July 18, President Trump said he held Vladimir Putin personally responsible for interfering in the election, and that he was “very strong on the fact that we can’t have meddling”.

Vladimir Putin has also described the summit as “successful” but warned “there are forces in the United States that are prepared to casually sacrifice Russian-US relations”.

https://www.youtube.com/watch?v=GJsIE9fHhB0

What Are The Various Benefits Of Using The PCB Software?

  • Science & Technology
Dana R
-
Jul 20, 2018
0
What Are The Various Benefits Of Using The PCB Software?

Do you have a small in-house manufacturing business and now you wish to increase the volume of production? If you are thinking something like, this means that the demand for your products have got increased and you need to increase your productivity to match up with the customer’s demand.

But increasing the level of manufacturing and production will not be an easy task that you are thinking. Either you need to increase your team to expand your in-house production or at the most, you can outsource the company. If you are running your business on a small level, it will be a much difficult task for you to maintain the hiring of some other company. In such a situation the first option can be taken care of.

Related image

The Use Of PCB Software

Are you thinking that how will you manage the production in-house? This is where the PCB software can be highly helpful. With the help of the software, you will be able to manage your products well and also you can get good pricing for them.

Normally, in any manufacturing unit, you have to go through the processes of designing the product, testing of the manufactured product and finally scrutinizing them carefully. This is not only a time-consuming process but also can incur a good amount of financial resources. The PCB software can be an option in lowering down the time consumed in the developing of the products and hence also reducing down the cost per unit.

Are you following the same process of manually handling everything in post-production? This may increase your confusion and also may at times it can become difficult in handling your customers. A much convenient way is to start using the PCB software and handle the clients and customers through it. The software can help you in dealing with the concerns in a much smoother way and also be allowing you to focus on the main task of delivering products to your customers on proper time.

PCB Software – A Companion For The Start-Ups

If you are new to the business or you are about to increase your business and take it to a new level, PCB Software download can be of great help in a number of ways. You can run the whole process of your business on the software in order to understand sharply the profits and losses that you are incurring in your business.

The software with its prototype is very much helpful in saving time and money in the manufacturing process. The prototype allows you to test the manufactured product in different levels before you launch the product out in the market. This is a great thing because the software allows you to recognize the error parts so that you can correct them and then manufacture it again in the right way. The smooth functioning of the software also helps you in correcting multiple numbers of products at a single time so that you can save upon your time. This, of course, offers you much better results when the products are out in the market.

Altogether, it can be said that if you are someone who has decided to be in the competitive market and be successful in it, getting the help of the software can be a great thing for you. There are so many different features that benefit the software in comparison to any other software. Here are some such benefits that you can enjoy when you are using PCB software for your small business or any manufacturing unit.

Great Design Services:

Are you tired of hiring different engineers and other designers without getting satisfied? The software can actually offer so much of design options that you do not have to waste your time anywhere else.

Go Green:

The proverb is easy to be said but following it can get a really tough task. There are so many places where the government has imposed a ban on a number of things so that the industries do not disturb the harmony of the environment much. The software can take a great part in recognizing the parts and points that can take your business and manufacturing unit against the go green campaign.

Tracking System:

The software is well-equipped with a proper tracking system so that you do not have to worry about the various stages of your production. It helps you in tracking the components even when you are working with a partner in your business. It can help you also in verifying different things carefully so that you can easily build up the store shelf.

Testing Products:

As mentioned before also, the most beneficial feature of the software is that it can help you in testing your products before you launch it in the market. There are so many times when manufacturers introduce a particular product in the market and realize later on about the fault in it. It not only leads to a loss of so much of money but also it leads to a complete embarrassment for the company. At times, the company may also lose upon the brand image and it may take much time for it to get back the same old place.

The software is a great option to stay away from such embarrassing situations. The prototype system of the software allows you to check and test the product after each manufacturing stage so that you can be sure that the product you will be launching in the market is absolutely the way you wanted it to be. It not only will save your time in the process but also will save a lot of money and your reputation.

There may have come a lot of time in past when you may have got a trouble in your system that may have taken a few days in getting resolved. You can trust upon the PCB software in such a situation and can enjoy the features and benefits offered by it. You just need to know the features that the software is offering and you can actually get your business house to an all new level.

Breaking the Myth: 8 Misconceptions about Oral Health You Need to Stop Believing Now

  • Health
Nancy Clayson
-
Jul 19, 2018
0
Breaking the Myth: 8 Misconceptions about Oral Health You Need to Stop Believing Now

How we take care of our teeth is an important aspect of keeping ourselves healthy. In fact, many dental health experts consider oral health as a window to our overall well-being. Thus, it’s no wonder that one of the health priorities of many people today is taking care of their teeth.

However, despite the many scientific studies about how we should prioritize our oral health, some people still buy into a lot of misconceptions that surround it. So, instead of keeping their teeth first-rate, wrong practices cause their teeth serious damage.

Therefore, it’s a must to separate fact from fiction. For a little help, here’s a list of myths that surround oral health that you need to know — and stop believing now! So take a read!

Myth 1: Just Chew a Sugar-Free Gum

Some people believe that munching a sugar-free gum is the same and as good as brushing your teeth. If this has any scientific basis, sugar-loving kids would surely jump for joy. However, this is just a myth.

Yes, chewing sugarless gum, especially one that contains xylitol can do the job in protecting your teeth. Chewing a sugar-free gum prompts the production of saliva in the mouth which in turn washes away acids from drinks and foods that damage your teeth.

Still, your sugar-free chewing gum won’t take the rightful place of your toothbrush in improving your oral health. In other words, it’s not enough! For you to get rid of plaque, acids, and tiny bits of food in your mouth, you still need to brush your teeth twice daily to achieve that fine smile that you want for yourself.

Myth 2: Sugar is the Only One to Blame for Cavities

The primary thing to blame for cavities is sugar. Yes, it’s true, but it’s not just sugar. Sugar has partners-in-crime when it comes to ruining your teeth. In fact, aside from candies and chocolates, chips and crackers can also do damage to your oral health.

Chips and crackers contain starch and carbs that cause cavities to your beautiful set of teeth. Not only that, but they also stick hard to your teeth. So, as far as possible, avoid overeating sugar as well as starchy foods.

Myth 3: White Teeth is Healthy Teeth

Some of us would likely believe that if a person has a white set of teeth he/she has a healthy teeth. Not, really. White teeth cannot be the standard for good oral health because the natural color of the teeth differs in every individual.

One person may have a yellower set of teeth than another, but it doesn’t mean that that person has bad teeth and the latter has healthy teeth. In fact, discoloration of the teeth can be more evident as we age. It will still depend on the teeth if they have cavities or a bad odor to consider it as not healthy.

Myth 4: Flossing is Not Important

Some people tend to neglect to floss their teeth after brushing. They’ll reason out that brushing their teeth is enough. Actually, not flossing your teeth can cause bacteria build-up.

There are areas in our mouth that are hard to reach just using your toothbrush, and that leaves 33 percent of your mouth not properly cleaned. So it’s advisable that you do regular flossing of your teeth to improve your overall health.

Myth 5: Bleaching Your Teeth is Not Ok

Before 1990, dentists use acidic materials in bleaching their patient’s teeth. During that time, they apply highly-concentrated whitening gels that can shock the teeth. As such, bleaching causes the enamel of the tooth to break down.

However, nowadays, dentists use materials for bleaching that are PH neutral. It makes your teeth whiter than ever. So, bleaching your teeth nowadays is safe for your oral health.

Myth 6: Brushing Your Teeth Hard Will Make It Cleaner

Brushing your teeth too hard will damage your teeth and gums. When you go too hard while brushing, it will wear away the enamel of your teeth that serves as protection from cavities and bacteria.

Thus, when you’re going to brush your teeth, it’s advisable that you make it gentle. Use a soft-bristled toothbrush if your mouth is too sensitive. Use the toothbrush at a 45-degree angle to the gums. Brush the inside and outside area of your teeth, as well as your gums and tongue. Just remember: make it gentle.

Myth 7: If You Don’t Feel Anything, It’s Ok Not to See a Dentist

Not visiting a dentist is one of the biggest mistakes for a lot of people. Even if you’re not feeling bad about your teeth, it’s still a must that you see a dentist so that you can prevent the worst from happening.

Most oral health problems are not evident at the beginning. For instance, in cavity and gum disease, you won’t feel the pain right away. Thus, to prevent it from becoming a bigger problem, you should see a dental expert.

Myth 8: Using Aspirin Will Relieve Toothache

If the source of the pain comes from the gum area, there’s a possibility that placing aspirin on that area will alleviate the pain temporarily. But if the source is from the structure of the tooth, chances are the pain will not go away since the aspirin cannot enter the enamel to reach the affected nerve.

You should also avoid overusing the aspirin to alleviate your gum pain because it can cause complications to your gums.

Takeaway

It’s essential that we should prioritize our dental health. When you have healthy teeth, you can have a lower chance of getting diseases that can be dangerous not only to your oral health but also to your overall health. In fact, a study concludes that bad oral health can lead to heart complications.

However, there are myths with regards to taking care of your teeth. It’s essential that you know about them so that you can prioritize your oral health with the right knowledge.

Israel Approves Controversial Jewish Nation State Bill

  • Middle East News
Roy Siemens
-
Jul 19, 2018
0
Israel Approves Controversial Jewish Nation State Bill

The Israeli parliament has approved a controversial bill characterizing the country as principally a Jewish state, fuelling anger among its Arab minority.

The so-called “nation state” law says Jews have a unique right to national self-determination there and puts Hebrew above Arabic as the official language.

Arab lawmakers reacted furiously in parliament, with one waving a black flag and another ripping up the bill.

Om Benjamin Netanyahu praised the law’s passage as a “defining moment”.

He said: “A hundred and twenty-two years after [the founder of modern Zionism Theodore] Herzl made his vision known, with this law we determined the founding principle of our existence. Israel is the nation state of the Jewish people, and respects the rights of all of its citizens.”

Among its 11 provisions, the Basic Law describes Israel as “the national home of the Jewish people” and says the right to exercise national self-determination there is “unique to the Jewish people”.

The law also reiterates the status of Jerusalem under Israeli law, which defines the city as the “complete and united… capital of Israel”.

Controversially, the law singles out Hebrew as the “state’s language”, effectively prioritizing it above Arabic which has for decades been recognized as an official language alongside Hebrew.

Image source Wikimedia

Jerusalem Issue: Mahmoud Abbas to Reject Any US Peace Plan with Israel

Jerusalem Issue: Israeli PM Benjamin Netanyahu Expects EU Countries to Follow US Recognition

The law ascribes Arabic “special status” and says its standing before the law came into effect will not be harmed.

In one of its clauses, the law stresses the importance of “development of Jewish settlement as a national value”, though it is unclear whether this also alludes to settlement in the Israeli-occupied West Bank.

The bill has been under discussion since it was first introduced in 2011 and has undergone multiple amendments, with the final version watering down or dropping altogether sections regarded as discriminatory.

Israel has no constitution but instead passed over time a series of Basic Laws which have constitutional status. The nation state law is the 14th such basic law.

The issue of Israel as a Jewish state has become increasingly important in recent years and a key dispute between Israel and the Palestinians.

The Israeli prime minister has repeatedly insisted that the Palestinians must recognize Israel as a Jewish state in any final peace settlement. Benjamin Netanyahu argues that the Palestinians’ refusal to do so is the biggest obstacle to peace, saying it demonstrates that the Palestinians do not genuinely recognize Israel’s right to exist.

Meanwhile, Palestinian President Mahmoud Abbas has said he will never recognize Israel as a Jewish state, arguing that the Palestinians have long recognized the State of Israel and should not be expected to go further.

The law is important because it is hugely symbolic, and according to Israel’s large Arab minority, evidence that Israel is downgrading their status.

Israeli Arabs, many of whom identify as or with Palestinians, comprise about 20% of Israel’s 9 million-strong population.

Arabs have equal rights under the law but have long complained of being treated as second-class citizens and say they face discrimination and worse provision than Israeli Jews when it comes to services such as education, health and housing.

Israel is often accused by its fiercest critics of practicing a system akin to apartheid against Israeli Arabs and Palestinians in the occupied West Bank. Israel vehemently rejects the allegation as a smear tactic used by those who reject its very right to exist.

8 Practical ways to reduce business costs

  • Business
Nancy Clayson
-
Jul 18, 2018
0
8 Practical ways to reduce business costs
Image source Max Pixel

Whether it is a grocery store, services provider, or an online store running its operations via internet, each and every business has its own costs and expenses to generate profits. Since all the business costs cannot be eliminated in full, there are a lot of ways to reduce business costs in order to maximize the profits in results. My making some significant but productive changes, a business can enjoy lower overall costs even without losing the work efficiency and performance.It is always beneficial for small business owners to explore more and more ways to cut the business costs down because it is the only best way to develop and expand business by getting more in less. Below are some practical ways to cut business costs and raise profits wonderfully.

Reduce employment costs by hiring interns

Highly experienced and professionally trained employees will always want attractive salary packages but interns can do the same work in less if trained for your business operations and processes accordingly. They can get valuable experience in the industry and you (as an employer or business owner) can enjoy lower employment costs to save business money for other productive things.Hence, always stare the resume carefully to hire an intern with relevant study and basic know how in the industry in order to get better results.

Lower the office space costs

If you can easily run your business operations or other office work from a less expensive office space without compromising the efficiency, be quick to move because you can save a lot of bucks by shifting to a less expensive office space instead of paying huge rental amount for an office situated in the famous commercial area of town.You can also opt for a virtual office if you are running an online business and there is no much need of physical presence.

Outsource where you can save more

Outsourcing is a great way to get most of the jobs done by freelancers or outside contractors where you can save more for your business. For example, you can hire a facility management company or professionals in order to get all the preventive maintenance related jobs done efficiently even without paying huge sum of money and hiring more employees to do so.In this way, you can save business money in terms of hiring no special employees and no investment in special maintenance tools and machines for proper asset maintenance. “Outsourcing your business processes can be beneficial only if a strategy is put in place first to make sure you will get the results you want,” says Mark Shapiro, CEO of Executive Boutique Call Center in the Philippines.

Never spend much on business meetings

No doubt business meetings are vital to make sure that everyone is doing his/her job very well and overall business operations are running smoothly, there are so many ways to cut the business meetings related costs effectively. You can choose your business conference hall as the meeting venue instead of paying lots of bucks for booking of an expensive place in the town. Making bit changes in the meeting meal menu can also help you save $$$.

Maintain your assets

Effective asset management and maintenance helps you keep all your business tools and machines in good working condition even without facing asset breakdown and failure. You can also invest in cmms maintenance software for your company or business in order to automate and streamline its maintenance management processes not only to save time but to cut the business costs down as well.

Pay your bills quickly

It is obvious that most of the vendors and suppliers always offer handsome discounts when a business pays bills or invoices before deadline or due date.So, you shouldn’t miss this golden opportunity to save money if you have enough cash on hand to make the immediate payments for recent purchases. In results, you can also make your business relations with vendors or suppliers stronger than ever by making payments ahead of time.

Ask your suppliers for rebates or discounts

When you are buying raw materials or other stuff for production in bulk, you should ask the vendors or suppliers for discounted rates or rebates specially when making payments via cash. In this way, you can buy more in the same amount to produce more for the rapid business growth and development.

Train your employees for multi taking

Skilled and competent employees are one of the great business assets and you can polish their skills and expertise to get more from them. First assess their skills and professional experience than train them for multi taking at the workplace. For example, if your employees are able to troubleshoot the tiny faults or issues in the equipment or machines without calling the technician, they will be more likely to produce more than their strengths and you can save the money in terms of not hiring an expert for troubleshooting.

President Trump Responds to Putin Summit Critics

  • U.S. News
Diane A. Wade
-
Jul 18, 2018
0
President Trump Responds to Putin Summit Critics

President Donald Trump has responded to those criticizing his meeting with Russian President Vladimir Putin.

Writing on Twitter, President Trump condemned “haters” who did not want him getting along with Vladimir Putin, saying they suffered from “Trump Derangement Syndrome”.

President Trump said he misspoke at the press conference with President Putin.

He had sided with the Russian leader over his own intelligence services on claims of Russian election meddling.

That had sparked outrage from both sides of the political divide.

In a series of tweets, President Trump said: “So many people at the higher ends of intelligence loved my press conference performance in Helsinki. Putin and I discussed many important subjects at our earlier meeting. We got along well which truly bothered many haters who wanted to see a boxing match. Big results will come!”

Later, he added: “Some people HATE the fact that I got along well with President Putin of Russia. They would rather go to war than see this. It’s called Trump Derangement Syndrome!”

President Trump Criticized after Summit with Vladimir Putin

Maria Butina: Russian Charged with Spying in US

Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

The tweets came a day after he said he had missed out a word when appearing to support Vladimir Putin’s claim that there was no Russian involvement in the 2016 US presidential election.

President Trump said he accepted his intelligence services’ assessment that Russia had interfered.

The controversy centers on a response he gave to a question at a news conference on July 16 following the summit with President Putin.

The AP reporter asked at the news conference: “President Putin denied having anything to do with the election interference in 2016. Every US intelligence agency has concluded that Russia did. My first question for you, sir, is, who do you believe?”

President Trump responded: “My people came to me… they said they think it’s Russia. I have President Putin; he just said it’s not Russia. I will say this: I don’t see any reason why it would be.”

President Trump said he had reviewed the transcript and realized he needed to clarify.

He said: “In a key sentence in my remarks, I said the word <<would>> instead of <<wouldn’t>>.

“The sentence should have been: ‘I don’t see any reason why I wouldn’t’ or ‘why it wouldn’t be Russia’. Sort of a double negative.”

President Trump added: “I accept our intelligence community’s conclusion that Russia’s meddling in the 2016 election took place. Could be other people also. A lot of people out there.”

President Trump Criticized after Summit with Vladimir Putin

  • U.S. News
Diane A. Wade
-
Jul 17, 2018
0
President Trump Criticized after Summit with Vladimir Putin

President Donald Trump has been widely criticized in the US after defending Russia over claims of interference in the 2016 elections.

At a summit with Russian President Vladimir Putin in the Finnish capital, Helsinki, President Trump contradicted US intelligence agencies, saying Russia had no reason to meddle.

Republican House Speaker Paul Ryan, said President Trump must see that “Russia is not our ally”.

The president’s own intelligence chief publicly broke with him.

Director of National Intelligence Dan Coats said in a statement that Russia is responsible for “ongoing, pervasive attempts” to undermine US democracy.

Vladimir Putin denied the claim.

On July 16, the two leaders held nearly two hours of one-on-one talks without their advisers in Helsinki.

Image NBC News

Maria Butina: Russian Charged with Spying in US

Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

At a news conference after the summit, President Trump was asked if he believed his own intelligence agencies or the Russian president when it came to allegations of meddling in the election.

He replied: “President Putin says it’s not Russia. I don’t see any reason why it would be.”

President Trump also blamed poor relations with Russia on past US administrations rather than Russian actions.

US intelligence agencies concluded in 2016 that Russia was behind an effort to tip the scale of the US election against Hillary Clinton, with a state-authorized campaign of cyber attacks and fake news stories planted on social media.

President Trump later backtracked, tweeting that he had “great confidence in my intelligence people”.

He tweeted: “As I said today and many times before, “I have GREAT confidence in MY intelligence people.” However, I also recognize that in order to build a brighter future, we cannot exclusively focus on the past – as the world’s two largest nuclear powers, we must get along! #HELSINKI2018”

https://www.youtube.com/watch?v=We5vSlR9Krs

Maria Butina: Russian Charged with Spying in US

  • U.S. News
Diane A. Wade
-
Jul 17, 2018
0
Maria Butina: Russian Charged with Spying in US

A 29-year-old Russian woman has been charged in the US with conspiracy to act as a Russian government agent while infiltrating political groups.

According to media reports, Maria Butina had developed close ties with the GOP and had become an advocate for gun rights.

The charges are not related to Robert Mueller investigation that is examining alleged Russian meddling in the 2016 election.

Maria Butina allegedly worked at the direction of a high-level Kremlin official.

Her attorney, Robert Driscoll said in a statement released on July 16 that his client was “not an agent” and instead just an international relations student “who is seeking to use her degree to pursue a career in business”.

Robert Driscoll added the charges were “overblown” and there was “no indication of Maria Butina seeking to influence or undermine any specific policy or law or the United States”.

He said his client had “been co-operating with various government entities for months” over the allegations.

Maria Butina, who lives in Washington, was arrested on July 15 and was held in jail pending a hearing set for July 18, the DOJ said in a statement.

The announcement of Maria Butina’s arrest came hours after President Donald Trump met Russian President Vladimir Putin, and defended the Kremlin against claims of interference in the 2016 presidential election.

President Trump said there had been no reason for Russia to meddle in the vote.

Maria Butina’s arrest also came days after the justice department charged 12 Russian intelligence officers with hacking Democratic officials in the 2016 US elections.

In a sworn statement unsealed on July 16, FBI Special Agent Kevin Helson said Maria Butina’s assignment was to “exploit personal connections with US persons having influence in American politics in an effort to advance the interests of the Russian Federation”.

Maria Butina did so without registering her activities with the US government, as required under the Foreign Agent Registration Act, prosecutors say.

She sought to foster ties with an “organization promoting gun rights”, the DOJ said, without naming any group or politicians.

According to an affidavit, Maria Butina was trying to “establish a <<back channel>> communication for representatives of the Government of Russia”.

The criminal complaint states that Maria Butina focused on developing personal connections with influential US politicians to “advance the interest” of Russia.

Image source VK Page

Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

As a part of that alleged mission, the complaint says she was organizing an event to further influence “the views of US officials as those views relate to the Russian Federation”.

According to the complaint, Maria Butina reported back to an official in the Russian government about her progress using Twitter direct messages among other means.

In one message, the Russian official told her: “Your political star has risen in the sky. Now it is important to rise to the zenith and not burn out (fall) prematurely.”

The affidavit also states that the unnamed official was sanctioned by the US Treasury.

Maria Butina, originally from Siberia, came to the US on a student visa to study at American University. The complaint alleges that she was in fact secretly working for the Russian government.

The woman founded a group called the Right to Bear Arms before she arrived in America, and US media have previously reported her ties to the National Rifle Association (NRA), the most powerful gun lobby in the US.

Maria Butina has previously denied having worked for the Russian government.

The Washington Post reported that she became an assistant to Russian banker and former senator Alexander Torshin. He was sanctioned by the US Treasury in April.

Alexander Torshin, who is a lifetime member of the NRA, and Maria Butina attended NRA events in the US beginning in 2014.

Maria Butina also attended a Trump campaign event and reportedly asked Donald Trump about his views on foreign relations with Russia.

According to the Washington Post, Donald Trump had answered: “We get along with Putin.”

Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

  • Europe News
  • U.S. News
Diane A. Wade
-
Jul 16, 2018
0
Trump-Putin Summit: Donald Trump Defends Russia over Claims of Election Interference

After face-to-face talks with Russian President Vladimir Putin in Helsinki, President Donald Trump has defended Russia over claims of interference in the 2016 presidential election.

President Trump contradicted US intelligence agencies and said there had been no reason for Russia to meddle in the vote.

President Putin reiterated that Russia had never interfered in US affairs.

The two leaders held nearly two hours of closed-door talks in the Finnish capital on July 16.

At a news conference after the summit, Donald Trump was asked if he believed his own intelligence agencies or the Russian president when it came to the allegations of meddling in the elections.

He replied: “President Putin says it’s not Russia. I don’t see any reason why it would be.”

Trump-Putin Talks Will Go Ahead Despite Russian Intelligence Officers Indictment

President Donald Trump Prepared to Be Questioned by Robert Mueller

Robert Mueller Investigation: Michael Flynn Admits Making False Statements to FBI

US intelligence agencies concluded in 2016 that Russia was behind an effort to tip the scale of the election against Hillary Clinton, with a state-authorized campaign of cyber attacks and fake news stories planted on social media.

Some US politicians had called for the Trump-Putin summit to be canceled after 12 Russian intelligence officers were indicted last week, accused of hacking the presidential campaign of Democratic candidate Hillary Clinton.

Speaking at the press conference in Helsinki, President Putin offered to allow US investigators to visit Russia to question the officers.

Vladimir Putin made it clear that, in return, Russia would want similar access to people in the US it suspects of criminal activity.

China Economy Grows 6.7% in Q2 amid Trade War with US

  • Asia News
  • Economy & Politics
Clyde K. Valle
-
Jul 16, 2018
0
China Economy Grows 6.7% in Q2 amid Trade War with US

The Chinese economy grew at an annual pace of 6.7%  in Q2 of 2018, official data showed, meeting forecasts for the period.

The data marked a slight slowdown from a 6.8% expansion recorded in Q1 of 2018.

It comes as the Chinese government attempts to curb growing debt and as trade tensions with the US escalate.

Last week, the US raised the stakes in a trade war last week, listing another $200 billion worth of China’s goods to be hit by tariffs.

President Trump Threatens $100 Billion More in China Tariffs

China Imposes New Tariffs of Up to 25% on 128 US Imports

Chinese stock markets, which have struggled recently amid the escalating trade dispute between the US and China, traded down slightly on July 16.

The US slapped tariffs on $34 billion of Chinese goods on July 6, opening the way for a tit-for-tat trade war with the world’s second-largest economy.

China retaliated, saying the US had launched the “largest trade war in economic history”.

Last month, China’s monthly trade surplus with the US hit a record high of nearly $29 billion as exports to America remained strong.

President Donald Trump recently suggested that more than $500 billion of Chinese goods could be hit by tariffs. That is almost equal to the value of China’s entire goods exports to the US in 2017.

Wimbledon 2018: Novak Djokovic Wins Fourth Title after Beating Kevin Anderson

  • Sports
Clyde K. Valle
-
Jul 15, 2018
0
Wimbledon 2018: Novak Djokovic Wins Fourth Title after Beating Kevin Anderson

Novak Djokovic has won his fourth Wimbledon title after beating Kevin Anderson 6-2 6-2 7-6 (7-3).

It is the Serb’s first Grand Slam title in more than two years, the first major since the 2016 French Open.

Novak Djokovic, seeded 12th, won his 13th Slam.

The 31-year-old quickly took control to win the opening set in 29 minutes, breaking twice more in the second set.

Image source Reuters

Wimbledon 2014: Novak Djokovic wins title after beating Roger Federer in thrilling final

Novak Djokovic saw off five set points in an even third set before dominating the tie-break to seal victory.

He is now in outright 4th place on the all-time list of Grand Slam men’s singles titles, moving clear of Roy Emerson and closing the gap on Roger Federer (20), Rafael Nadal (17) and Pete Sampras (14).

The former world No 1 will move back into the top 10 when the latest rankings are released on Monday.

It is Novak Djokovic’s first title since winning Eastbourne in 2017.

Heading Ball Too Often May Affect Balance Control

  • Health
  • Sports
Kathryn R. Bown
-
Jul 15, 2018
0
Heading Ball Too Often May Affect Balance Control
Image source Wikipedia

Soccer heading may cause balance problems, according to a preliminary study, that will be presented at the American Academy of Neurology’s Sports Concussion Conference in Indianapolis July 20 to 22, 2018. 

“Soccer headers are repetitive subconcussive head impacts that may be associated with problems with thinking and memory skills and structural changes in the white matter of the brain,” said study author John Jeka, PhD, of the University of Delaware in Newark, Del. “But the effect of headers on balance control has not been studied.” 

Twenty amateur soccer players, 10 females and 10 males, with an average age of 22, participated in the study. They were asked how many times they headed the ball in the past year. The number of headers over a year for each participant ranged from 16 to 2,100, with an average of 451 headers. 

For the balance test the players had to walk along a foam walkway with their eyes closed. There were two conditions: with galvanic vestibular stimulation (GVS) and without GVS. The stimulator acts on the nerves that send messages from the balance system in the inner ear to the brain, thus it can make you feel like you are moving although you are not.  

The results showed that players with the largest number of headers had vestibular processing and balance recovery problems.  

“Soccer players must have good balance to play the game well, yet our research suggests that headers may be undermining balance, which is key to all movement, and yet another problem now linked to headers,” said study author Fernando V. Santos, PT, of the University of Delaware. “It is important that additional research be done to look more closely at this possible link with balance and to confirm our findings in larger groups of people.” 

However, the study, supported by the National Institutes of Health, is limited by the fact that the participants relied on memory when reporting how many times they headed the ball.  

Earlier this year, in Frontiers in Neurology, was released a study that involved 308 amateur soccer players ranging in age from 18 to 55. 

Researchers found that the players who headed the ball most often had lower performance on tests of psychomotor speed, attention and memory, but accidental head impacts did not influence cognitive test performance. 

“The focus in terms of head injury in sports has really been on concussions and recognized symptomatic impacts to the head, typically due to players colliding with each other or falling down,” said lead author Dr. Michael Lipton of the Albert Einstein College of Medicine of New York City.  

In fact, the small, but repetitive impacts may cause long-term damage to the brain.  

“I think that’s really the key message – that impacts to the head matter even when, at the individual impact level, they may not seem to be causing an immediate problem.”  

“What we’re really looking at here is something that is a subclinical effect and the open question, which remains to be answered by more research, is how much of this does it take to cause a permanent effect? And that’s not known yet,” Dr. Michael Lipton said.  

Yet, this study had the same limitation, the memory of the soccer players.  

“As a researcher who has published in this area and as a long-time soccer player who played in college and continues to play as an adult, I know first-hand that most players do not accurately recall heading exposure. Most likely, players over estimated their exposure to heading and lifetime head injuries,” said Anthony Kontos, research director for the UPMC Sports Medicine Concussion Program at the University of Pittsburgh. 

Whether or not heading the ball may cause long-term damage to the brain still remains a question. However, brain is a delicate structure and it is better to stay on the safe side. Children under 11 have already been banned from heading in the United States since 2016, and UEFA may take the same measure. 

World Cup 2018: France Wins Second Title after Beating Croatia in Thrilling Final

  • Sports
Clyde K. Valle
-
Jul 15, 2018
0
World Cup 2018: France Wins Second Title after Beating Croatia in Thrilling Final

France has won its second FIFA World Cup title after beating Croatia in a thrilling final in Moscow’s Luzhniki Stadium.

Didier Deschamps’ side repeated the success on home soil at France ’98 by a margin that hardly looked possible as Croatia stood toe-to-toe with the favorites for an hour.

France’s victory meant Didier Deschamps, who captained them 20 years ago, became just the third man to win the competition as a player and coach.

In one of the most exciting World Cup finals of the modern era, played out to a soundtrack of thunder, Croatia and France delivered an enthralling spectacle that brought the joint highest goal tally in a final since 1958, a pitch invasion, and a controversial intervention from the video assistant referee that had a huge influence on the outcome.

The French team took the lead after 18 minutes when Antoine Griezmann’s free-kick deflected in off Mario Mandzukic’s head – but Croatia were by far the better side in the first half and deservedly equalized courtesy of Ivan Perisic’s left-foot finish.

Image source Wikipedia

FIFA files criminal complaint over World Cup hosting

Croatians were left nursing a burning sense of injustice when France restored their lead seven minutes before half-time through Antoine Griezmann’s penalty, awarded by referee Nestor Pitana for handball against Ivan Perisic after a lengthy delay while VAR was consulted.

In a compelling second half, France looked to have wrapped it up with two strikes in six minutes from Paul Pogba and Kylian Mbappe either side of the hour mark.

Croatia showed unbreakable spirit and even threatened a comeback when Mario Mandzukic took advantage of France goalkeeper Hugo Lloris hesitating over a clearance to pull a goal back.

However, France closed out the win to bring redemption for Didier Deschamps after defeat at the Euros two years ago, sparking wild celebrations and ensuring Hugo Lloris lifted the World Cup.

France celebrated joyously at the final whistle after claiming the sport’s greatest trophy once more, with Didier Deschamps – the coach whose conservative methods have often brought criticism – tossed high into the air by his players.

Croatia return home as beaten World Cup finalists but their approach to this match will have won the hearts of neutrals and earned them a prolonged standing ovation from their fans at the final whistle.

Trump-Putin Talks Will Go Ahead Despite Russian Intelligence Officers Indictment

  • U.S. News
Roy Siemens
-
Jul 14, 2018
0
Trump-Putin Talks Will Go Ahead Despite Russian Intelligence Officers Indictment

The Helsinki summit between President Donald Trump and Russian leader Vladimir Putin will go ahead as planned despite tension over Russia’s alleged election meddling, the White House says.

Donald Trump and Vladimir Putin will meet for talks in the Finnish capital on July 16.

“It’s on,” White House spokeswoman Sarah Sanders told reporters.

However, there are calls for the meeting to be canceled after the US charged 12 Russian intelligence officers with election interference on July 13.

For its part, Russia said it was looking forward to the meeting.

Kremlin adviser Yuri Ushakov said: “We consider Trump a negotiating partner. The state of bilateral relations is very bad. We have to start to set them right.”

The announcement that the Russians had been charged with hacking Democratic officials during the 2016 presidential election sparked a heated war of words between Washington and Moscow.

Russia’s foreign ministry said the claims were a “heap of conspiracy schemes” intended to “damage the atmosphere” before July 16 summit.

It said there was no evidence linking any of the dozen officials to hacking or military intelligence.

US Deputy Attorney General Rod Rosenstein insisted that “the goal of the conspirators was to have an impact on the election”.

Image NBC News

President Donald Trump Prepared to Be Questioned by Robert Mueller

Robert Mueller Investigation: Michael Flynn Admits Making False Statements to FBI

Robert Mueller Investigation: Donald Trump’s Campaign Adviser George Papadopoulos Lied About Russia Links

The 11-count indictment names the Russians defendants, alleging they began cyber-attacks in March 2016 on the email accounts of staff for Hillary Clinton’s presidential campaign.

The Russians are accused of using keystroke reading software to spy on the chair of the Democratic National Committee (DNC) and hack into the party’s computers.

Rod Rosenstein said the conspirators used fictitious online personas, including “DCLeaks” and “Guccifer 2.0”, to release thousands of stolen emails.

They are also accused of stealing the data of half a million voters from a state election board website.

During a joint news conference with UK Prime Minister Theresa May on Friday, President Trump said he would “absolutely” ask Vladimir Putin about alleged election meddling.

Top Democrats have urged President Trump to cancel the planned summit altogether following the indictment.

Republican Senator John McCain said the summit “should not move forward” unless the president “is prepared to hold Putin accountable”.

Special Counsel Robert Mueller is investigating US intelligence findings that Russians conspired to sway the 2016 election in Donald Trump’s favor.

As of July 13, the inquiry has indicted 32 people – mostly Russian nationals in absentia – as well as three companies and four former Trump advisers.

None of the charges allege Trump advisers colluded with Russia to interfere with the presidential campaign.

Former National Security Adviser Michael Flynn and George Papadopoulos, a former foreign policy adviser, have pleaded guilty to making false statements about their contacts with Russians.

Former Trump campaign chairman Paul Manafort and his deputy Rick Gates were charged with money laundering relating to their political consultancy work in Ukraine.

https://www.youtube.com/watch?v=ITAMPHZiLrk

Donald Trump Meets Queen Elizabeth In His First Official Visit to UK

  • Economy & Politics
  • Europe News
Diane A. Wade
-
Jul 13, 2018
0
Donald Trump Meets Queen Elizabeth In His First Official Visit to UK
Image source Wikipedia

Donald Trump’s first visit official visit to the UK as president took place in between the NATO summit in Brussels and a meeting on July 16 in Helsinki with Russian President Vladimir Putin.

Speaking after talks with UK’s PM Theresa May at Chequers, President Trump said the US-UK relationship is “the highest level of special”, while PM May said they had discussed plans for an “ambitious” trade agreement.

President Trump and First Lady Melania Trump later had tea with Queen Elizabeth II at Windsor.

Thousands of people have protested in London against President Trump’s UK visit.

A large balloon, portraying Donald Trump as a baby, has been floated in Parliament Square as part of the demonstrations. Other protests are taking place across the UK on July 13 and 14.

Brexit: Donald Trump Hails UK Referendum Result

Donald Trump on Angela Merkel, Brexit and NATO

The Queen greeted President Trump and the first lady as their motorcade arrived at Windsor Castle. The band of the Coldstream Guards played the Star-Spangled Banner and she invited the president to inspect the guard of honor.

Their meeting lasted nearly an hour and was the final engagement in Donald Trump’s two-day working visit to the UK.

The presidential couple took off from Windsor in a helicopter before boarding Air Force One, which flew them to Ayrshire and a weekend stay at his Turnberry golf resort.

Donald Trump and Theresa May’s talks at Chequers took place after The Sun published its wide-ranging interview with the president in which he was critical of the PM’s Brexit plan.

But standing alongside Theresa May after the meeting at her Buckinghamshire country residence, Donald Trump praised her as an “incredible woman” and a “very tough negotiator” who was “doing a fantastic job”, and said there could be a “great” trade deal between the US and UK.

The president said: “I read reports where that won’t be possible, but I believe after speaking with the prime minister’s people and representatives and trade experts it will absolutely be possible.”

At the news conference, Donald Trump said: “The relationship between our two nations is indispensable to the cause of liberty, justice, and peace.”

President Trump described Brexit as a “very tough situation… between the borders and the entries into the countries and all of the things”, saying: “The only thing I ask is that she work it out so that we can have very even trade.”

The Path To A Great Direct Mail Campaign

  • Science & Technology
Nancy Clayson
-
Jul 13, 2018
0
The Path To A Great Direct Mail Campaign
Image source Pexels

The product or service your business is offering has passed the test of consumer acceptance.  You’ve found a niche.  The customer base is growing by word-of-mouth and expanding.  Obviously, you are offering something that consumers want and now it’s time to surge, get the word out, and let the outside world know that what you’re offering is worth considering and, ultimately, buying.  You’ve decided to give advertising by Direct Mail a shot.

The first thing you have to learn about with Direct Mail is the 40/40/20 Rule.  This is the concept of breaking down any Direct Mail campaign into three key components: The Target Market, The Offer and The Creative Design of your mailer.

WHAT IS THE TARGET MARKET?

The Target Market is the group of consumers whom you are trying to reach with your particular offer.  Once you identify them, either by income or location or profession or a myriad of other criteria based upon your product offering, you need to go to professional mailing list provider and work with that supplier to find the right list of direct mail recipients for your product or service.  About 40% of the success of your new business campaign will depend upon the efficacy of this list, which is what the first ‘40’ of the 40/40/20 Rule denotes.  That’s why most direct marketers allocate about 40% of their budget to procuring this list.

The list of consumers and their mailing addresses that you end up buying will probably not be a perfect fit for your campaign.  Direct mailing lists rarely are.  As a matter of fact, it might only satisfy a small part of the criteria that you originally desired.  That is not uncommon because, obviously, the world outside your nascent business’ narrow customer base is a huge, diverse, unpredictable zone.  But that’s part of the beauty of a Direct Mail campaign – you are expanding into the unknown.  These are all new customers with different needs and wants and your company’s offer is being placed right smack dab in front of them at their mailbox.  Who knows what might happen?  There could be a gigantic customer base just waiting to be mined somewhere outside your experience or environs that you never even dreamed of finding.

WHAT IS THE OFFER?

The Offer is a request for your potential customers to consider changing what they have been buying, or to try something completely new.  It is a call to action for mail recipients to eschew what they’re used to and to break new ground.  Your offer could be anything from a discount coupon to an invitation to a grand opening to a logo’d t-shirt to a chance to win a new car.  It is the reward a consumer gets for just walking into your store.  But the more exciting The Offer is, the more likely your direct mail solicitation will yield results, which brings us to the second ‘40’ of the 40/40/20 Rule.  You should allocate at least 40% of your campaign budget to The Offer.  It will add to the Return on Investment (ROI) of this Direct Marketing campaign more than any other single component, so you should think long and hard as to exactly what this enticement is going to be.

WHAT IS THE BEST CREATIVE DESIGN?

The actual Direct Mail card or letter that ends up in the consumer’s mailbox is the ‘20’ in the 40/40/20 Rule and, thus, should be around 20% of your marketing budget.  This is the one-time, brief contact a potentially new customer has with your company so it must be dynamic, colorful and attention grabbing.  If your solicitation takes the form of a letter, with coupon and bonus inserts, you’re going to need personalized envelopes with some eye-catching graphics to make sure that envelope gets opened and to keep it from hitting the trash can, unopened.  The rest of the graphics in your mailer should support a single theme and drive it home with forceful, single-minded purpose – get the customer engaged and entice him or her to follow through on your offer.

WHAT SHOULD YOU EXPECT FROM YOUR CAMPAIGN?

The typical response rate to a Direct Mail campaign usually ranges from about 1% to 5%.  There are a lot of factors affecting this rate.  If you have a ‘warm’ list, that is, a list that you’ve direct mailed before, meaning that this solicitation would be the second time a consumer has seen your announcement, you should be in the upper extent of that range.  ‘Cold’ (first time) list will probably be less.  To help you decide how much you should allocate for your first campaign, there are Direct Mail Online Calculators that will demonstrate how much you can expect to gain.

Three Ways Small Businesses Can Get Out of Debt

  • Business
Clyde K. Valle
-
Jul 13, 2018
1
Three Ways Small Businesses Can Get Out of Debt
Image source Pexels

If you’re business is struggling, then your business might be in debt. Once that debt starts piling up, then you could find it difficult to get out of debt. Fortunately, there are a few simple ways that you can get out of debt. Follow these tips and improve your financial situation.

  1. Increase your revenue

This might sound obvious. However, increasing your revenue is one of the best ways to get out of debt. As a business owner, changing your revenue doesn’t require a complete overhaul. It’s much different from being an individual on a fixed income.

One way to increase revenue is to run some promotions. Thanks to social media, running promotions is cheap and easy. You can run a few contests on Facebook or Instagram. By doing so, you can draw in more customers. You could also promote special sales that get rid of products that are merely taking up space.

Instead of letting it sit there, you can make a profit on it. Advertise your sale as much as possible. Then, watch the customers come through your doors. You can sell products that would otherwise be a part of the debt problem. With the money that you make, you can pay off your debt and become more successful.

  1. Get a small business loan

When you want to pay off debt, you need more money. However, raising money isn’t always easy. You might need to borrow money to make money. This means that you need to get a small business loan. The funds can completely change your business.

With a small business loan, you can improve your financial situation. There are two ways in which you can do that. First, you could use the money to improve your marketing efforts. With better marketing, your business could get more customers. You could use your new revenue to pay off your loan and pay off other existing debt.

You could also use the money to pay off your current debt. Once you get out of debt, you could open up new doors. Then, you could watch your business succeed. The key is choosing the right type of small business loan.

  1. Collect on late payments

Many business owners need to wait for some time before they collect on money from clients. Unfortunately, this can lead to problems. You might end up with a pile of unpaid invoices. There could be thousands of dollars waiting for you to collect it.

The money that you’re missing out on could help you get out of debt. For that reason, it’s important to collect that money, Go through your finances with a fine-toothed comb. Find out who owes you money and how you can collect that money. Then, use that money to pay off your debt.

It’s also important that you prevent this problem from occurring again. If you don’t, then this could be a continual problem. You might need to invest in a management software or higher a bookkeeper. In either case, you can ensure that you get clients paying their debts on time.

NATO Summit Brussels: President Trump Urges Allies to Commit 4% of GDP to Military Spending

  • U.S. News
Roy Siemens
-
Jul 12, 2018
0
NATO Summit Brussels: President Trump Urges Allies to Commit 4% of GDP to Military Spending

President Donald Trump has asked NATO allies to agree to double the current target of their annual GDP to military spending and to commit to 4%.

The White House confirmed President Trump had made the remarks during the NATO summit in Brussels, Belgium.

The meeting also saw Donald Trump single out Germany for criticism over its defense spending.

NATO Secretary-General Jens Stoltenberg said the main focus should be on all members reaching the current target of 2% of GDP.

He declined to answer a specific question about President Trump’s remarks, but told reporters: “I think we should first get to 2%, focus on that now… the good thing is that we are moving to that.”

For decades after the end of the Cold War, he said, NATO countries had cut defense budgets as tensions fell – and now needed to increase them at a time when tensions were rising.

Image source Reuters

Donald Trump: “All NATO Allies Must Pay Their Fair Share of Defense Spending”

Donald Trump on Angela Merkel, Brexit and NATO

Previous US presidents have urged Europe to take more responsibility for their defense and reduce the burden on US taxpayers of maintaining forces in Europe long after the end of the Cold War – but none as bluntly as President Trump.

Confirming President Trump’s comments, White House spokeswoman Sarah Sanders said: “President Trump wants to see our allies share more of the burden and at a very minimum meet their already stated obligations.”

The NATO summit in Brussels comes less than a week before President Trump is due to hold his first summit with Vladimir Putin, in Helsinki, reviving concerns among US allies over his proximity to the Russian president.

President Trump’s main objection is that all but a handful of member states have still not increased their defense budgets to meet a goal of spending at least 2% of their annual economic output on defense by 2024.

Of NATO’s 29 members, just six meet that target this year: the US, Greece, Estonia, the UK, Romania and Poland.

At a news conference after the first meetings of leaders at the summit, Jens Stoltenberg insisted that more united NATO than divided it.

“We have had discussions, we do have disagreements, but most importantly we have decisions that are pushing this alliance forward and making us stronger.

“In the history of NATO we have had many disagreements and we have been able to overcome them again and again, because at the end of the day we all agree that North America and Europe are safer together.”

All 29 NATO members released a declaration which reaffirmed a commitment to increase military spending.

The communiqué also condemned “Russian aggression”, including the annexation of Crimea, the use of a nerve agent in southern England and “election interference”.

https://www.youtube.com/watch?v=4ZtVVBHQCNQ

Tips for Choosing Good Quality Restaurant Chairs

  • Opinion
Dana R
-
Jul 12, 2018
0
Tips for Choosing Good Quality Restaurant Chairs

You can find quality chairs online and in local stores for your restaurant. It is just up to you on how you make the most of these choices. You should also look at all possible options before you make the final decision to avoid missing out on top quality chairs.

Given the options available for restaurant chairs, it is not easy to come up with the best choice. You have to be careful in going over the choices as you might miss out on the perfect fit. You could also find the same quality chair at a lower price in a different store.

There are a lot of things to consider as you decide which chair would be perfect for your restaurant. These are some of the tips to take note of so you will end up with quality chairs.

Determine your overall theme

Everything must be based on the theme. Your theme is also anchored to the brand you are trying to promote. You want to make sure that the chairs also complement the overall theme to make the place even more appealing. When you are already searching for the chairs, you will be presented with different choices and it is easy for you to get overwhelmed. You might end up with chairs that don’t match each other simply because you cannot make up your mind.

There is nothing wrong with chairs that have been mixed for as long as that’s the theme you have in mind. Otherwise, it will be messy and less appealing. Stick with the same colour choices or at least the shades should be closer.

Quality must be the priority

It is easy for you to be tempted to opt for more chairs especially if you want to accommodate more people at once. The only problem is that if you buy more seats and you have limited budget, you could end up with low quality chairs. It does not matter even if you only have a few seats for as long as they are of high quality. Besides, you want them to be used for a long time. Hence, quality should not be sacrificed.

Take a closer look at the fabric used on the seat. It should be of high quality. If you can find stain-resistant choices, it would be better. Cleaning up the seats should be quick so that as one group leaves, you can easily serve the next.

restaurant

The construction should also be given enough attention to. Try sitting on the chairs or shaking it just to see if they were constructed well. You don’t want to encounter any incident while your customers are dining as it could create a long lasting negative effect.

Read reviews if buying online

There are great choices available online if you are interested to buy from online stores. The only problem is that you only rely on images and product description for information. You don’t actually see the product or try it out to test how sturdy it is. It helps if you read reviews so you will know if the product is good enough. People are honest when it comes to reviews so you can really remove the options that you are not comfortable with. Stick with stores that have a reputable name in the industry and brands that are already proven to be of high quality.

Consider bar stools

There is a growing number of people who prefer dining alone, but they don’t want to be viewed as pathetic people who have no one to eat with. Therefore, having bar stools inside the restaurant would make them feel more confident and less conscious to eat alone. Given that there are a lot of solo diners in that area, it still feels like they are with someone.

Besides, bar stools are sturdy. They are high so the materials have to be in perfect condition to ensure that the customers will not feel uncomfortable while eating. They will also not suffer from injuries. You can find Restaurant bar stools for sale in local stores or online stores if you want more choices.

There are a lot more to consider when it comes to restaurant chairs. Just remember to have fun while searching for these chairs.

Chinese Dissident Qin Yongmin Sentenced to 13 Years in Jail

  • Asia News
Diane A. Wade
-
Jul 11, 2018
0
Chinese Dissident Qin Yongmin Sentenced to 13 Years in Jail

Qin Yongmin, one of China’s highest-profile democracy campaigners, has been sentenced to 13 years in jail for “subversion of state power”.

The 64-year-old has already spent a total of 22 years behind bars.

Qin Yongmin had “refused to cooperate with the court” and stayed silent throughout his trial, human rights lawyer Lin Qilei earlier told the AFP.

Image source www.asianews.it

Liu Xiaobo’s Death: China’s Most Prominent Dissident Dies from Liver Cancer Aged 61

The dissident is a co-founder of the China Democracy Party, and was handed a 12-year prison term in 1998 after trying to register it officially. A year later, while still in prison, Qin Yongmin was nominated for the Nobel Peace Prize.

Qin Yongmin was leading a pro-democracy group called China Human Rights Watch when he was arrested in January 2015. Its activities included organizing discussion groups and criticizing the government’s policies online.

How Company Culture Can Improve Your Advertising

  • Business
Dana R
-
Jul 11, 2018
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How Company Culture Can Improve Your Advertising

Company culture is extremely important to a business’s success. A strong, positive company culture can boost productivity and and effectiveness. On the other hand, a bad company culture could lead to a toxic work environment that could eventually derail your entire business. Company culture can improve your business in a lot of areas, but one of the most overlooked aspects of company culture is its effect it has on advertising. Creating a good company culture can actually be a huge boost to your advertising efforts and could be the key to bringing in attracting customers and employees. How exactly does company culture have an effect on advertising, and how can you go about improving your company culture?

advertising

Image Credit: Pixabay

Productivity and Creativeness

It is no secret that a positive company culture can go a long way in making your employees happy and positive. In turn, happy employees tend to be much more productive and efficient than their unhappy and deflated counterparts. Happy employees will enjoy coming in to work every day and will give their all, while dissatisfied employees are much more prone to slacking off and may even leave your company. In addition, happy and positive workers will be much more likely to be creative in an office setting. These employees are satisfied with their current conditions, and are much more likely to be solely focused on creatively tackling the task at hand. On the other hand, dissatisfied employees are much more likely to be stressed out and focused other things, hampering their creativity. If you want your advertising team to be firing on all cylinders, then you better make sure your company culture is positive.

Collaboration

One of the best things about a positive company culture is it creates positive relationships between coworkers. These positive relationships can often lead to some great collaborations as your company’s best minds work together. Studies show that trust and respect are extremely important in business, especially when it comes to collaboration. Collaboration can be a great tool in advertising, as creative minds can work with each other and see things that the other cannot. The result is typically a product that is much better than anything someone could have come up with just by working by themselves. Unfortunately, good collaboration may not be possible if you don’t have a strong company culture. Bad company cultures may result in employee infighting and lead to distrust within your business. This can greatly hinder any collaborative efforts, and could ultimately sabotage the quality of the advertising that your business creates.

A Better Workforce

People want to work in a positive environment, which is why a positive company culture can be a good way to attract some great minds to your advertising team. Potential employees will do research on what is corporate wellness and company culture like at your business. Once they hear about your company’s great work environment, they will be much more inclined to take a job. No one wants to enter a workplace full of toxicity and infighting, so bad company cultures could potentially shrink the pool of people you can hire from. If you want to attract the best minds in advertising then you should work to create a positive company culture for your business.

President Donald Trump Appoints Brett Kavanaugh for Supreme Court

  • Economy & Politics
  • U.S. News
Diane A. Wade
-
Jul 10, 2018
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President Donald Trump Appoints Brett Kavanaugh for Supreme Court

President Donald Trump has picked Brett Kavanaugh for the Supreme Court, setting the stage for a bruising confirmation battle.

In a primetime announcement at the White House, President Trump praised Brett Kavanaugh as a “brilliant jurist”.

Brett Kavanaugh, a District of Columbia appeals court judge, is a former adviser to ex-President George W. Bush.

The decision has far-reaching implications for America on everything from abortion to guns to immigration.

This is President Trump’s second Supreme Court appointment, potentially allowing him to shape the US for a generation.

Donald Trump said: “Judge Kavanaugh has impeccable credentials, unsurpassed qualifications and a proven commitment to equal justice under the law.”

The nominee would replace 81-year-old Justice Anthony Kennedy, who announced last month that he will retire soon.

Image source Wikimedia

President Trump Starts Supreme Court Search to Replace Retiring Justice Anthony Kennedy

Brett Kavanaugh, 53, thanked President Trump and said he had “witnessed firsthand your appreciation for the vital role of the American judiciary.”

He has served since 2006 on the influential US Court of Appeals for the District of Columbia Circuit and was formerly a White House aide under President George W. Bush.

Brett Kavanaugh previously worked for Kenneth Starr, the independent counsel who investigated Democratic former president Bill Clinton in the 1990s.

The Supreme Court is the ultimate arbiter on contentious laws and disputes between states and the federal government.

The highest court rules on such issues as abortion, the death penalty, voter rights, immigration policy, campaign finance and racial bias in policing.

Each of the nine justices holds a lifetime appointment. As Brett Kavanaugh is relatively young, he could serve for decades to come.

Brett Kavanaugh’s appointment will not change the ideological tilt of a court that already has a 5-4 conservative majority, but he could shift the bench further to the right.

Justice Anthony Kennedy sometimes sided with the court’s liberal members. However, Brett Kavanaugh may not be so accommodating.

Neil Gorsuch, 50, who was appointed by President Trump in 2017, is already one of the court’s most conservative justices.

Brett Kavanaugh must be confirmed by the Senate, which the Republicans narrowly controls 51-49.

A nominee needs a simple majority of 51 votes to be confirmed. With Senator John McCain battling cancer, Republicans can currently only muster 50 votes.

Before a full vote in the chamber, the prospective justice will be grilled by the Senate Judiciary Committee in hearings that can go on for days.

The White House and Republicans want the nomination confirmed by November’s mid-term elections.

Prince Louis Christened in Private Ceremony in London

  • Europe News
Lisa.Felice
-
Jul 10, 2018
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Prince Louis Christened in Private Ceremony in London

Prince Louis, the youngest son of Prince William and Kate Middleton, has been christened on July 9 in a private ceremony in London.

The fifth in line to the throne arrived alongside his family at St James’s Palace wearing the same gown his siblings, Prince George and Princess Charlotte, wore to their christenings.

The 11-week-old was baptized by the Archbishop of Canterbury, the Most Reverend Justin Welby, in the Chapel Royal at St James’s Palace.

Guests included newlyweds Prince Harry and Meghan Markle, known as the Duke and Duchess of Sussex.

However, Queen Elizabeth II and Duke of Edinburgh did not attend, with the decision made “some time ago” and not on health grounds, Buckingham Palace said.

The 92 year-old queen was travelling back from Norfolk on July 9 and has a busy week ahead, with celebrations marking the centenary of the RAF on Tuesday and US President Donald Trump’s visit to Windsor on July 6.

Image source Wikipedia

Princess Charlotte Christened at St Mary Magdalene Church in Sandringham

Prince George being christened in London

Prince Louis’ six godparents are Nicholas van Cutsem, Guy Pelly, Harry Aubrey-Fletcher, Lady Laura Meade, Hannah Carter and Lucy Middleton.

They are all friends or family of Prince William and Kate Middleton, who also picked friends and confidantes as Prince George’s and Princess Charlotte’s godparents.

According to Kensington Palace, Lucy Middleton and Guy Pelly each read a lesson during the service.

Prince Charles, Prince Louis’s grandfather, attended with the Duchess of Cornwall, with Kate’s parents Carole and Michael Middleton also among the guests.

Pregnant Pippa Middleton and her brother James Middleton were also at the ceremony.

Prince Louis’s christening gown is the same one that was used by his siblings.

The cream lace and white satin robe is a replica of the robe made for Queen Victoria’s eldest daughter in 1841, which is now too delicate to be worn. The new version was made by the Queen’s dresser, Angela Kelly.

According to tradition, water from the River Jordan was used at the christening.

Following the 40-minute traditional religious service, guests attended a private tea which included slices of christening cake, from a tier taken from Prince William and Kate Middleton’s wedding cake.

Japan Floods Kill at Least 100 as Rescuers Race to Find Survivors

  • Asia News
Diane A. Wade
-
Jul 9, 2018
0
Japan Floods Kill at Least 100 as Rescuers Race to Find Survivors

More than 100 people are believed to be dead after record rainfall caused flooding and landslides in western Japan, a government spokesman says.

Dozens more are reported to be missing and electricity supplies have been hit.

Since July 5, parts of western Japan have received three times the usual rainfall for the whole of July. Two million people have been ordered to evacuate as rivers burst their banks.

On July 9, rescuers restarted their search through the mud for any survivors or the bodies of those killed.

An official in Okayama prefecture told AFP that water levels were gradually receding and that emergency teams may be able to access the worst-hit areas on foot.

Image source The Japan Times

Vietnam Floods Kill at Least 37, Thousands Evacuated

North Korea Floods Kill at Least 133 as Thousands Are Displaced

The heavy rains began with a typhoon last week that was followed by days of record-breaking torrential rain.

In the town of Motoyama, on Shikoku island, 23in of rain fell between July 6 and July 7.

Many buildings have collapsed and vast areas have been covered in debris and thick mud.

Kumano is in the Hiroshima prefecture where most of the deaths have occurred.

Meanwhile, Japan’s PM Shinzo Abe has canceled a trip to Belgium, France, Saudi Arabia and Egypt following the floods.

On July 8, Shinzo Abe said that rescuers were “working against time” and increased the number of personnel deployed to help with the response to more than 70,000.

He told reporters: “There are still many people missing and others in need of help.”

Flood warnings are still in effect for some of the worst hit areas, including in Okayama prefecture.

However, more settled weather is expected over the next few days which is likely to help with the rescue effort.

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