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Game of Thrones Returns for 8th and Final Season

Game Of Thrones returned for its 8th and final season on April 15 after a near two-year absence.

HBO aired episode one simultaneously in the US and UK.

Secrets were revealed and families reunited as the battle for the Iron Throne intensified, with the ‘undead’ army inching ever closer.

According to Variety , the Game of Thrones writers have done something new this time around: “Hitting the accelerator and delivering major plot developments, hurriedly, in its home stretch.”

One of the most eagerly-anticipated TV moments of the decade is expected to have drawn a huge audience.

HBO said last month that 81 million people watched the trailer across all online platforms (including Twitter, YouTube, Facebook) in just 24 hours.

Game of Thrones return lit up social media again on the premiere day.

Game of Thrones Could Be Getting A Prequel Series

Game of Thrones Season 8 Will Be the Last

Peter Vaughan Dead: Game of Thrones Star Dies Aged 93

Many of the stars stepped out on April 12 for a screening in Belfast, where large parts of the series were filmed.

Maisie Williams, who has played Arya Stark since she was a teenager, was there and she told the Observer she has no intention of chasing more fame than she already has, once the show wraps up at the end of the series.

The first episode of Game of Thrones, starring Maisie Williams, Kit Harington as Jon Snow and Emilia Clarke as Daenerys Targaryen, as well as Lena Headey’s Cersei Lannister, had a running time of 54 minutes which is, apparently, the shortest of the whopping big-sounding eighth season.

The third installment is set to be the longest, running to 82 minutes.

What Is a Coworking Space? Use This Checklist for Finding the Right One

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Are you a location-independent freelancer or professional? Do you miss the creative juices that sometimes flowed in the office of your old job? Are you looking for a place to conduct business while remaining unbound by traditional job roles?

Welcome to the world of coworking!

Wait—what is coworking? And what is a coworking space? Do I need one?

We’re glad you asked. A coworking space allows you to do everything we just talked about—remain a remote employee, but with an area to call your own if you need it. It gives you that subtle, social motivation you might miss from your office days.

Coworking spaces must be doing something right. After all, there are at least 15,500 coworking spaces globally. And within them are as many as 1.27 million people.

So at the very least, consider one. And when you begin hunting for that perfect environment, let this checklist guide you to the best space!

What Is a Coworking Space, Exactly?

When you think of the building, the people, the location, what do you imagine? What are the demographics of the people there? Is it quiet or bustling?

You get all this (and more) with coworking spaces. No two are alike, offering locals many options to suit their lifestyles.

Here are a few statistics about these spaces that should give you a better understanding of its uses:

  • 40% of workspace workers are freelancers, independent contractors, entrepreneurs, or temps
     
  • 64% of workers find themselves better able to finish work on time
     
  • 70% feel healthier in this environment than they do a traditional office
     
  • 60% of workers also feel more relaxed at home after using coworking spaces
     
  • Almost 80% of workers are under 40

The stats say it all: remote workers love coworking spaces! And they’re a great place for budding startups, too. You get all the perks of an office without the high office overhead!

Whether you need somewhere to work on the reg or you want to drop in for a few hours a week, coworking spaces are your new go-to.

Here’s what you need to think about in your hunt for the ultimate space.

Is It Comfortable?

We’re talking about every sense of the word comfortable. The coworking space must be actually comfortable—ergonomic chairs, standing desks, conference rooms. And the community must feel like a proper fit for you, too.

What does this mean? Working close to like professionals and being able to network with those from similar positions. If you’re a stockbroker surrounded by artsy beatniks, well—it could be hard for you to settle in properly (and vice versa).

It also means the difference between ambient noise and distracting sounds or racket. Do you like your space to be quiet? Or are you most productive when there’s background noise?

When you walk into a new space, try and register your level of comfort as soon as possible.

What Are the Food and Drink Options?

Every coworking space should have a designated kitchen or kitchenette area. Whether it’s stocked for free, pay as you go, or supplies a microwave for you to warm food up—it’s necessary. And food aside, what about coffee?

Oh yeah, and water. And for those who don’t like coffee—tea. A few soda options or light snacks wouldn’t hurt, either.

If you’re going to be there for hours during prime meal times, you need a place that not only allows for that but maybe supplies food of their own. One coworking space in NY doubles as a restaurant at night, giving workspace workers access to a secret menu! (Visit this page to see what you could be missing out on.)

Your work is essential—but so is your belly.

How’s the Location?

All convenience falls by the wayside if the commute to your coworking space takes up too much time.

You want your space to be an ideal fit—within reasonable distance for you, as well as in a good place to hold conferences. If you need to have a meeting, can your guest make it to your coworking space in an adequate time? An ideal fit would be able to manage both of these.

Does It Provide Supplies?

We’re talking office supplies. We’re talking printers, copier machines, uninterrupted WiFi! What supplies does the coworking space you’re touring offer?

If the answer is none, well—you may as well stay at home.

If you need to print some important documents, a functioning printer on hand is excellent. If your pen runs out of ink, or your computer of battery, some extras would make the difference between leaving the space and staying. A good coworking space should have ample supplies on deck for their workers.

How Much Does It Cost?

Of course, the price should always be a consideration.

Coworking spaces vary greatly, and thus, so do their prices. A good space shouldn’t cost you more than the sum of your efforts there. If you’re spending more on the space than you’re making back, it’s not the best fit.

Is There a Gym?

Remember the statistic we mentioned earlier: 70% of people feel healthier using coworking spaces vs. traditional offices?

One reason for this could be that many coworking spaces are now including gyms or open rooms for physical activity. Within these rooms are yoga mats, workout gear like treadmills or weights, aerobic balls. If you really want some perks, see if it has a gym.

Is There a Host/Curator Available?

Who cleans the space? Who has responsibility for safety, both data security, and physical safety? Who manages, curates, and provides necessary supplies or food?

Get to know your host—if there is one. And there should always be a host there. Whether to help new workers or maintain a good environment, their presence is a helpful one.

Give Coworking Spaces a Try!

Now that your question—what is a coworking space?—has been answered, it’s time to find one that works for you. Luckily for you, coworking spaces are continually trying to improve for their remote users. This means that right now is the time to find the best of the best.

So, what’s your first task going to be in the new space? We’ve got an idea: work on your brand!

Here are 3 ways to market your business today!

Blockchain, Africa, and E-Commerce: Business Trends 2019

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The question of survival is omnipresent for businesses in 2019. In recent years, employee-centered business models have emerged. Companies recognize that work improvements lead to higher quality production.

Also prevalent is a focus on customers. Industries face the challenge of relating to an audience that demands more transparency. What we know is that the business landscape will continue to grow and change.

Keep reading to discover how business trends 2019 are changing the global market.

African Economic Revolution

The continent of Africa has seen the economy of only a few of its countries rise with the discovery of oil. Now, free trade agreements, industrialization, and technological advances are creating opportunities for others.

Industries like Ethiopia’s car manufacturing will continue to grow across the continent. This will create a surge of jobs and increase the number of households with disposable income. The advent of solar electricity panels will illuminate millions of homes without power. Electrification can only lead to increased internet access, learning, and wide-spread skills acquisition.

Bubble speech with cut out phrase “trends” in the paper.

Business Automation

Automation in business software has been a growing trend for years. As companies try to do more with less, specialized software rises to the occasion. For example, before, bookkeeping information had to be entered manually into accounting software. Now the fields auto-populate when you make a sale or scan a receipt.

2019 will see this trend rise in customer communication. Customer relationship management (CRM) tools will become a business necessity in the connected age. CRMs for small business collect customer data and facilitate automated communication through email.

Automation allows companies to maintain relationships based on a client’s position in the sales funnel. Better relationships lead to increased business success.

Customer Data Regulations

A connected society demands a personalized approach to marketing and communication with customers. To this end, collecting customer data has been the key to unlock success for large and small businesses alike. This also comes with increased threats to privacy and personal information.

Information security threats led Alabama and several other states to pass regulation. Legislators are looking at how companies protect and obtaining consumer information. As tech advances continue to connect us, regulators will be forced to keep up.

Remote Workers

4.3 million Americans reported working remotely at least half the time in 2016. 3.2% seems small until you consider that this is a 114% increase from 2005.  Employees who work remotely benefit from lowered stress levels and higher productivity levels.

Telecommuting is most popular in the finance, technology, and design industries. The trend has created opportunities for baby boomers, working mothers, and the disabled.

The number of people telecommuting is only expected to increase in coming years.

Mobile Banking Flexibility

The traditional form of banking is in for a major rejuvenation. Blockchain, mobile payments, and alternative lending are the new kids in class.

Blockchain is a system for tracking the spending of cryptocurrency. Compare it to a banking statement. Instead of using your personal information, it uses a digital signature. A digital signature is like a username.

Blockchain offers more security for the buyer. It may also be the answer to personal data security. We will see it continue to grow as the technology and use of bitcoins grow.

Mobile banking will see a growth in the coming years also. Customers who prefer different payment options now have a choice of hundreds of banks all over the country. If they don’t qualify for in-person loans, there are alternative lenders online with fewer restrictions.

Business Trends 2019

You don’t have to be the CEO of a public corporation to feel the changes in the market. A more connected, global economy means that everyone has a chance to compete for the same employees and customers.

Business trends 2019 will see a rise in banking flexibility and personal data security. Add to this flexible employment and the rise of new economies.

Proper market research can keep your business ahead of the trends. Click here for common mistakes to avoid.

7 Tips For Improving Health And Safety In The Workplace

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Each year, injured workers cost businesses in the United States $62 billion dollars.

As an employer, it’s up to you to decide how you want to preserve health and safety in the workplace.

Developing safety policies or a basic safety program for your employees to follow is a great way to educate workers on recommended OSHA safety practices.

OSHA is the Occupational Safety and Health Administration and ensures the health and safety of employees across the United States. They’re in charge of enforcing employers to offer their employees a safe work environment.  

Businessman presenting work safety concept, hazards, protections, health and regulations

How Do You Improve Health And Safety In The Workplace?

Improving your workplace health and safety won’t result in an overnight transformation of your company’s safety culture.

It may take a bit of time to see a complete transformation, but in the long run, you’ll be decreasing your chances of an injury related lawsuit.  

Here are 7 tips for improving your company’s health and safety practices:

1. Create A Safety Committee

The biggest step that you could make towards addressing health and safety issues in your workplace is creating a safety committee.

Encouraging the development of a safety committee at your work helps to inspire the collaboration of a variety of backgrounds. It gives people that work different jobs the chance to speak on an open platform about different risks or challenges they’re facing. Together, the goal of the safety committee is to work towards eliminating safety risks.

Don’t forget to include people with a background in safety in your safety committee, although it is beneficial to have a team that’s made up of those who are equally passionate about safety.

2. Understand OSHA Regulations

As I talked about earlier, OSHA is responsible for ensuring that your employees have a safe place to work.

A great way to avoid possible OSHA fines is to have a solid understanding of what rules and regulations OSHA has for all employees and if there are any special rules that apply to you, based on the niche of your business.

3. Hire A Safety Manager

If you feel like starting your own safety committee is too big of a task or if you don’t feel like you have enough safety experience, you should look into hiring a safety manager.

A safety manager will have training and certifications to make them an expert in both workplace health and safety. Your safety manager will be the person responsible for handling any accident claims, creating a safety culture, properly train your employees in safety practices, lead safety meetings, and handle safety audits.

Not only will hiring a safety manager to ensure the health of your employees, but it’ll also help to take some of the stress off of your shoulders!

4. Develop An Incentive

We all like to be rewarded, right? Developing an incentive for your employees to work towards is a great way to uplift your team’s morale.

Not only that, but it gives your employees something to look forward to for their safe working behavior. Whether you decide to make team-based or personal incentives based on safe working practices.

A few ideas could include:

  1. An extra vacation day
     
  2. Yearly bonuses or raises
     
  3. An office pizza party

5. Have Your Equipment Inspected

Depending on what type of niche your business is in, having your equipment inspected on a regular basis can help to prevent machine malfunctioning. However, more importantly, having your equipment inspected by an authorized official can help to prevent accidents.

Not having your equipment properly inspected is an OSHA fine, and depending upon the size of your business, could leave you in a severe financial rut. Even if you aren’t passionate about safety and are more concerned about the financial aspect of your business, having your equipment properly inspected and maintained can actually help to extend the life of your machinery.

6. Train Your Employees

Trained employees are employees that know how to protect themselves without a safety manager constantly looking over your shoulder.

Even if you can’t afford to bring a safety manager on your team, you can have a safety consultant come in and lead monthly safety meanings to educate your employees. Hiring a safety consultant won’t be as expensive as hiring a safety manager, but a safety consultant won’t manage your workplace health and safety.

Getting your employees trained on techniques such as safe lifting practices, first-aid training, and CPR training can help to educate your employee on how to properly react in emergency situations.

Not only that but encouraging your employees to have a better understanding of what exactly unsafe work practices are is a great accident prevention measure to take. You can train your employees on what to look out for before an accident and what to do in the case that an accident does happen!

You and your employees could get a better understanding of the best health and safety practices by attending the Safety Conference of 2019.

7. Value A Clean Workplace

A workplace that’s messy increases the likelihood of an unnecessary accident. Making sure that floors are free of trip hazards and any materials that could cause someone to slip.

Another great way to ensure that your workplace is clean is to keep clutter surrounding your workplace at a minimum and that any machines that aren’t in use are locked up.  

Wrapping It Up

Discovering how you want to preserve health and safety in the workplace can not only help to save you and your business money, but it’s also vital to ensuring the safety of your employees. Building a safety culture that you and your employees are proud of is a great way to develop team building skills and boost morale!

What are some tips that you think are vital to creating a safe and healthy workplace? Leave your thoughts or questions in the comment section down below!

Freelance Freedom: 4 Top Tips for Starting a Successful Freelance Business

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In 2027, approximately 86.5 million people will be freelancing in the U.S. That’s over 50 percent of the workforce in the U.S.!

Even though that’s a lot of people, there is still ample opportunity for you to create your own, successful freelance business. After all, there are all sorts of creative jobs out there you can turn into a freelance career.

However, it does take work, time, and dedication.

Building a successful business isn’t going to happen overnight. But if you are diligent and you stick with it, you can join the forces of freelancers around the country.

Some tips to help you get started and find success are highlighted here. Keep reading to supercharge your freelancing efforts.

1. Make Sure You’re Ready

When you read all the success stories of other freelancers, it may encourage you to jump in with both feet. However, this isn’t always the best strategy.

If you are working a traditional job, don’t quit or hand in your notice until you are sure your ready. It’s best to make the transition into freelancing gradually. You can build up your business while still working your day job (and earning a steady source of income).

While it may take longer, it’s the safest way for you to jump into the freelancing world.

2. Create a Professional Image

If you want to be successful as a freelancer, you need to present yourself in a professional manner. Yes, you may be working from home, in your pajamas – but there’s no reason a client has to know this.

A great way to create this professional image is by using a virtual office. You can the perks of typical office space without the huge amount of overhead. It also looks more professional when you create a resume, social profiles, and website.

3. Don’t Try to Do It All

You need to find what your niche is and then stick with it. You can’t just say you are a photographer or designer. People are going to want to know what it is that makes you unique or how you can solve their need or problem.

It’s important to be specific and market yourself accordingly. This is the key to success in the freelancing world.

Once you have built a good reputation in the chosen field, you can begin to branch out to other areas.

4. Make a Commitment

As a freelancer, you have to make a commitment. It’s easy to get distracted and avoid what you need to do, simply because there is no one there making sure you do it. Don’t let this happen or your efforts to be a freelancer are going to fail.

Building a Freelance Business: You Can Do It!

There is no question that the world of freelancers is growing. If you want to create your own freelance business, then be sure to use the tips and information here to help ensure your success.

Our goal is to provide you with the information you need to grow and succeed in anything you do. For more helpful tips, check out our blog on how to reduce your business expenses.

5 Trends That’ll Shape the Oil and Gas Industry in 2019

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More than 4 billion metric tonnes of oil is produced annually. But as big as the oil and gas industry is, there are still significant factors affecting its success in 2019.

Here are 5 of the biggest trends set to shape the future of the oil and gas industry this year.

Oil Supply

The oil industry relies on the supply of oil from the world’s oil-rich exporters. Fluctuations in this supply can affect oil prices. And oil prices affect the standing of companies in the oil and gas industries.

For example, fluctuations in supply from the Permian Basin have reshaped the oil industry worldwide. US sanctions on some of the world’s top oil exporters such as Iran and Venezuela have also hit the industry hard. These hits have proven that a retraction in the oil supply can inflate oil prices.

Energy Outlook Publications

Energy outlook publications hold a lot of sway in the oil and gas industry. Publications like the International Energy Agency’s annual World Energy Outlook report don’t only offer projections. They themselves can have an effect on the industry as a whole.

When staying on top of industry trends, one must stay up to date with energy outlook publications.

Changing Energy Policies

Energy policies are strategies outlined by a government, intergovernmental agency, or firm to help balance resources and boost the energy landscape. These policies have shaped the oil industry for decades and will continue to do so.

Some great examples of such policies are those put forward by the US Department of Energy. Their policies refer to the production of all energy sources that affect the US.

The Popularity of Fracking

Fracking is a way of exploring gas and petroleum trapped beneath deep-rock formations. When fracking, fluid injects into rock formations under high pressure to crack the rock. This then releases hydrocarbons.

Fracking is common-practice but has come up against hurdles recently. The UK and Australia, in particular, are experiencing social and legal pushback when proposing new fracking projects.

Energy Transition

Energy transition refers to the long-term structural shift of a nation’s energy mix. A great example of energy transition in effect is the switch from oil and coal to natural gas.

Today, we’re seeing another energy transition underway with the rise of renewable energy. Many governments are now laying out energy policies aimed at fostering this energy transition.

The shift to renewables is one of the biggest trends to affect the oil and gas industries. It’s led many major companies to expand their portfolio or even shift wholesale into the renewable market.

The Oil and Gas Industry Is in Flux

The oil and gas industry is one of the biggest in the world but that doesn’t mean there aren’t factors affecting major change. Oil supply, energy outlook publications, changing energy policies, the popularity of fracking, and energy transition are only a few of the trends bucking the status quo this year.

Interested in renewable energy? We asked the question: is solar power really the best way to generate clean energy?

Where’s My Money?: 7 Tips to Streamline Payroll Processing

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Almost 30 percent of small businesses report they spend six hours or more on payroll every month. When you consider most of these businesses have far fewer than 50 employees, it’s clear payroll adds up.

Like other accounting tasks, payroll can be quite time-intensive thanks to legislation. You may need to calculate time off, add up overtime hours, and deal with payroll taxes.

It’s a lot to ask, especially if you’re not a payroll professional yourself.

With all this in mind, it’s little wonder most small business owners want to know how to streamline payroll. With these seven tips, you can make sure payroll gets done right, while freeing up time and money.

1. Streamline Payroll by Reducing Frequency

One of the easiest ways to streamline payroll is to reduce the number of times you need to conduct it. Do you pay your employees every week? If so, you might think about moving to a bi-weekly schedule.

Make sure you check the regulations where you operate. Some states do have rules about how often you need to pay your employees.

You should also see if you can align payroll schedules. If you pay hourly employees on a different schedule than salaried employees, consider merging them. Combining schedules could reduce mistakes.

There’s another bonus to changing how often you pay your employees. It could help your business’s cash flow. With more funds freed up, you could find it’s easier to make ends meet and grow the business.

2. Maintain Payroll Compliance

The last thing you want is to have the IRS decide to conduct a payroll audit for your business. That’s why you should focus on payroll compliance.

It can be difficult to keep on top of all the ins and outs of federal and state law. Nonetheless, it’s important to incorporate this step into your payroll processes.

You should put in place an ongoing review of regulations and remittance schedules. If you use payroll software, see if you can link to government portals and other resources. Doing so can deliver the latest news right to your inbox.

If you have trouble keeping up with compliance, think about outsourcing payroll tasks. A payroll vendor monitors compliance for all their clients. That means you don’t need to worry about checking the headlines yourself.

4. Upgrade Your Payroll Software

We mentioned that some payroll software makes it easy to connect to news sources. In turn, you’ll have an easier time staying on top of compliance.

If your software doesn’t allow you to do this, it might be time to upgrade. Newer software includes this feature and more.

You could also consider an online epayroll system. These web-based clients allow your team to conduct payroll from anywhere in the world, any time.

There are many different options out there when it comes to payroll software. Take a moment and assess your needs, then look for software that addresses those needs. Payroll software backed by the vendor and a great support team is usually your best bet.

5. Delegate Payroll Paperwork

One of the reasons payroll is so time-intensive is because it involves a lot of paperwork. From the time you hire employees, your HR team will be busy filling in forms and filing them.

What if you shifted this data collection task to the employees themselves? Some companies ask new hires to fill out I-9 and W-4 forms themselves.

Take this a step farther and ask your employees to record their hours themselves. Your employees can turn in their timesheets to you for payroll on a certain day. Getting employees to track their hours means you’ll spend less time on timesheets at your end.

A great option for employee-led time tracking is using a paperless timesheet. Using an app or a desktop client, employees can login and record time information. You can learn more about the benefits of this option for your business.

6. Keep Learning

Great software can help you streamline payroll processes. The tools you use are only as good as the people who use them.

Any time you adopt a new payroll tool, be sure you offer your team the right support and training. With it, they can learn how to use new software to greater effect.

There’s another reason you’ll want to keep payroll training and development on the docket. Innovative payroll processing ideas might be hiding within your own team. With the right training, employees can put in place new ideas and even suggest their own.

Training provides employees not only with the skills to use new tools, but the skills to use tools like creative thinking. With some help from your team, you can get creative with the process and streamline payroll in new ways.

7. Combine Administrative Functions

Another reason payroll can become time-intensive is because it affects other tasks. If you administer employee benefits, you may need to know someone’s salary to determine the level of coverage they qualify for.

You may also need to know this information to make the right deductions from their paycheck. If you have a pension plan, for example, contributions may be based on salary. Those deductions may be taken from the employee’s paycheck.

Worker’s compensation insurance is another example. You may need to perform an annual reconciliation report for your insurance. By combining your payroll with your insurance, you can avoid this time-consuming audit.

Combining these systems helps you streamline payroll and other business functions as well.

Make Payroll a Breeze

When you streamline payroll, you’re making your business more efficient. You’ll also be reducing the chances of errors and audits. Finally, a streamlined process helps you get back to the tasks that really matter.

With more time to focus on what matters most, you can prepare your business for growth.

Looking for more great advice about how to grow your business? Check out some of our informative articles for the latest tips and tricks.

SDF Troops Attack IS Fighters in Syria with Backing from United States

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The Islamic State (IS) is on the brink of total defeat. This past March, Syrian Defense Forces (SDF) teamed up with the U.S. military to attack an IS stronghold in east Syria. The good news is that the coalition defeated the IS fighters and recaptured the final stronghold in Syria.

While SDF and U.S. attacks have been successful from a military perspective, it sometimes comes at a cost. The early March strike resulted in the deaths of roughly 50 innocent civilians.

Read on for the latest military and political news in Iraq and Syria. Learn more about the defeat of IS and the potential for a reemerging threat.

Background

Did you know that at its peak, the IS controlled over 34,000 square miles in Syria and Iraq? The IS also generated over $2 billion in revenue. This cash flow was produced by illegitimate means such as ransoms, drugs, oil production, and more.

The foundation of the IS actually dates back to 2006 during the Bush administration. The terror group started to become powerful and influential in 2013. They absorbed an Al-Qaeda group called the al-Nusra Front.

The IS reached peak power in 2014 when it declared the creation of a caliphate in Iraq and Syria. Its power surge grabbed the attention of the United States military. The democracy that it fought so hard to create in Iraq was being decimated by the IS.

At this point, the U.S. had no choice but to take action and redeploy troops to Iraq. In 2015, then-President Obama deployed additional military resources to Syria. For the next four years, the U.S. military partnered with the SDF to reclaim lands and defeat the IS.

Troop Levels

There are currently more than 2,000 American troops in Syria fighting the IS. However, there is some political pressure in the United States to bring troops home.

This is an intense debate with many foreign policy experts expressing concern about a premature withdrawal. Nevertheless, President Trump recently declared that American troops are withdrawing from Syria in the near future. The military is planning to leave 400 troops behind to serve as advisers to the SDF.

There are still thousands of defense contractors fighting the IS in Syria. According to the Department of Defense, there are over 5,500 defense contractors in the nation.

Many people wonder how defense contractors working in a combat zone are paid. One way is using a paystub generator to digitally create their paycheck from a remote location.

With the vast majority of troops coming home, the American public anxiously awaits the results. Withdrawing troops from the Middle East failed one time before and poses equal risks today.

A Recap of the Battle Versus IS Fighters

The SDF and U.S. military achieved victory in Syria. They have reclaimed all captured lands and put IS on the defensive.

These gains, however, may be short-lived if the IS regroups and starts to fight back. The world is watching to see if permanent peace can be achieved.

If you enjoyed this article about the battle versus IS fighters, check out our world blog for other great content.

Home-Based Income: How to Start a Photography Business from Your House

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Did you know photographers make an average of $35,800 annually?

More people are realizing that they can turn their love for photography into an income.

Selling high-quality photos is another way to earn money from home or from anywhere you choose.

Keep reading to learn here how to start a photography business from your house.

How to Start a Photography Business from Your House

Maybe you’re sick and tired of someone telling you when to clock in, clock out, when to eat and when to use the restroom, and are ready to fire your boss. Or maybe you want to make some extra money to splurge. If you love taking pictures then starting your own photography business might be the best option for you.

1. Type of Photography

First, you have to decide what type of photography you want to do. Do you want to take pictures or landscapes, people, houses, animals, flowers, etc? This is up to you and what you prefer snapping great pics of.

People nowadays need professional pictures for anything you can think of. Real estate agents need pictures of homes, businesses need pictures for their websites, people need pictures of their wedding day. Your options are endless.

2. Business Plan

If you are serious about your photography business sit down and write down your business plan. This will help you organize everything on paper where you can come back and revise as needed.

Your business plan will be a visual showing how you plan on making money and, ownership, expenses, etc.

3. Business Name

What will you call your photography business? First, you want to go for a name that’s not taken. Second, you want something catchy that people will remember. The name you choose will become part of your brand so choose wisely.

Double check to make sure the name you want to go with isn’t protected by a trademark and also check if the domain is available for a future website.

4. Gear

Depending on the type of photography you choose you will want to choose your camera gear accordingly. You might need extra lighting if you’re doing indoor photography or special lenses if you’re shooting landscape pictures.

When you’re starting out you might want to consider buying used gear that’s in great condition to keep your costs down.

5. What Will You Charge?

When you’re just starting out figuring this out is going to take some research. See what your competitors are charging when coming up with your pricing. Be honest about what you feel your hourly rate is worth.

Don’t forget to take into account the editing time after taking the pictures.

6. Website

In today’s world, people will go look through your website before calling you. They want to see what kind of pictures you take to see if you’re a good fit for their needs. You can consider having a collage template for your work to show off your skills.

If you choose to build your website on your own make sure you choose wisely because there are myriads of options out there. Don’t forget to include contact information because what’s the use if they love your pictures but can’t reach you.

Snap Away

Now that you have learned the basics about how to start a photography business, it’s time to take action. You can immediately put everything you learned above into action today. Starting a photography business can be profitable and if you love taking pictures already then this might sound like the perfect plan for you.

When it comes to staying in business keeping finances in order is key. Check out our business finance section to stay on top of your own business finances.

The Art of Music: 5 Popular Music Genres Explained

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It’s impossible to overstate how powerful music can be. Perhaps that’s why people spend an average of 32.1 hours per week listening to their favorite music be it on vinyl, the radio, or streaming.

The right tunes can lift our spirits, provide catharsis, or just give us something fun to sing along to.

No matter why you love music, we bet you’ve never thought about your favorite genre’s roots.

Ready for a quick history lesson that’ll help you appreciate your music more? Here are five popular music genres explained.

1. Rap

Rap is the youngest genre of music, getting its start in the 1960s and 1970s in New York. Though it’s still relatively new, rap has become the most popular genre among music fans.

Generally, rap features a high rate of beats per minute (BPM) matched with an equally fast manner of speech. Other staples of the genre include rhyming and wordplay.

A stack of old retro vinyl records on an isolated gray background for a party or entertainment concept.

Artists to check out:

  • Outkast.
  • Childish Gambino.
  • Run DMC.
  • Tupac.
  • Run The Jewels.

Over the decades, rap has given birth to numerous offshoots such as gangster rap, mumble rap, dirty rap, and more.

2. Rock

Though rap is currently the most popular genre, that honor belonged to rock for several decades. Though rock is often thought of as a strictly American form of music, it owes much of its sounds and rhythms to African music.

Early genre pioneers like Elvis Presley and Chuck Berry used elements of blues, gospel, and soul music to give rock its signature sound in the 1950s and 1960s.

Artists to check out:

  • The Rolling Stones.
  • The Foo Fighters.
  • Aerosmith.
  • Journey.
  • Muse.

Over the decades, rock’s signature sound shifted from a drum-centric genre to a primarily guitar-driven genre. You can see this shift, especially in the 1990s as grunge and Alternative Rock grew in popularity.

3. Pop

Popular music (often called pop music, for short) is an amalgamation of styles and genres designed to be fun, upbeat, and palatable to a widespread audience.

That isn’t to take anything away from pop music, however. Pop artists like Michael Jackson or The Beatles have made some of the most important, longest lasting music of all time.

Artists to check out:

  • The Beatles.
  • Michael Jackson.
  • Lady Gaga.
  • Elton John.
  • Billy Joel.

Typically, pop songs are short, intentionally repetitive, and rely on a ‘hook’ or chorus.

4. Metal

Few genres are as misunderstood as heavy metal. Often tossed aside as little more than loud, angry noise, the truth is that metal’s roots come from blues and jazz.

This soulful influence is best seen in early metal pioneers like Cream and Black Sabbath, who used the tritone known as ‘the devil’s chord‘ to create a darker, heavier sound.

Artists to check out:

  • Black Sabbath.
  • Between The Buried and Me.
  • Gojira.
  • Opeth.
  • Iron Maiden.

Like rap, metal is a splintered genre that offers something for listeners of every type of music. Artists like Ghost, for instance, may have a scary theatrical coating, but their music owes a lot to disco and pop music. Meanwhile, Opeth incorporates jazz fusion, classical, and rock elements into their style of metal.

5. Punk

The underground or anti-mainstream genre, punk music set out to be the polar opposite of pop and rock. It’s fast and passionate guitar-driven music with a fast BPM.

Artists to check out:

  • Misfits.
  • Bad Religion.
  • The Offspring.
  • Dead Kennedys.
  • The Clash.

Whereas pop music is intended to be easily digestible by a large audience, punk music can be intentionally off-putting and deliberately counter culture.

For example, the Dead Kennedys caught a ton of flack for their controversial name as well as songs like “Holiday in Cambodia” and “California Uber Allies” that had strong anti-war, counter-culture stances.

Your Favorite Music Genres Explained

There you have it, five of the most popular music genres explained.

Though we’ve provided a quick overview of these genres, our exploration is by no means comprehensive. Each genre is so much deeper than they seem on the surface, so why not branch out and listen to something new?

Or, if you’d rather create music, check out your options for a career in music production.

Julian Assange Arrested In London Following Ecuador’s Withdrawal of Asylum

Julian Assange, the co-founder of WikiLeaks, has been arrested at the Ecuadorian embassy in London.

The Metropolitan Police arrests Assange for “failing to surrender to the court” over a warrant issued in 2012. He is found guilty and faces up to 12 months in prison, as well as extradition over US charges of conspiracy to commit computer intrusion.

Julian Assange took refuge in the Ecuadorian embassy in 2012 to avoid extradition to Sweden over an assault case that has since been dropped.

At Westminster Magistrates’ Court on April 11, he was found guilty of failing to surrender to the court.

Julian Assange now faces US federal conspiracy charges related to one of the largest ever leaks of government secrets.

The UK will decide whether to extradite him, in response to allegations by the DoJ that he conspired with former US intelligence analyst Chelsea Manning to download classified databases.

Julian Assange, 47, faces up to five years in US prison if convicted on the charges of conspiracy to commit computer intrusion.

His lawyer, Jennifer Robinson, said they would be fighting the extradition request. She said it set a “dangerous precedent” where any journalist could face US charges for “publishing truthful information about the United States”.

Jennifer Robinson said she had visited Julian Assange in the police cells where he thanked supporters and said: “I told you so.”

Julian Assange had predicted that he would face extradition to the US if he left the embassy.

After his arrest, the Australian national was initially taken to a central London police station before appearing in court.

Dressed in a black suit and black polo shirt, Julian Assange waved to the public gallery and gave a thumbs up. He pleaded not guilty to the 2012 charge of failing to surrender to the court.

Finding him guilty of that charge, District Judge Michael Snow said Julian Assange’s behavior was “the behavior of a narcissist who cannot get beyond his own selfish interest”.

He sent Julian Assange to Southwark Crown Court for sentencing, where he faces up to 12 months in prison.

The court also heard that during Assange’s arrest at the embassy he had to be restrained and shouted: “This is unlawful, I am not leaving.”

Russian Hacking: Donald Trump Backs Julian Assange

Julian Assange Questioned by Sweden’s Chief Prosecutor

Why is Ecuador protecting Julian Assange?

Julian Assange set up WikiLeaks in 2006 with the aim of obtaining and publishing confidential documents and images.

WikiLeaks hit the headlines four years later when it released footage of US soldiers killing civilians from a helicopter in Iraq.

Chelsea Manning was arrested in 2010 for disclosing more than 700,000 confidential documents, videos and diplomatic cables to the anti-secrecy website.

She said she only did so to spark debates about foreign policy, but US officials said the leak put lives at risk.

Chelsea Manning was found guilty by a court martial in 2013 of charges including espionage. However, her jail sentence was later commuted.

She was recently jailed for refusing to testify before an investigation into WikiLeaks’ role in revealing the secret files.

The indictment against Julian Assange, issued last year in the state of Virginia, alleges that he conspired in 2010 with Manning to access classified information on Department of Defense computers. He faces up to five years in jail.

Chelsea Manning downloaded four databases from US departments and agencies between January and May 2010, the indictment says. This information, much of which was classified, was provided to WikiLeaks.

The DoJ described it as “one of the largest compromises of classified information in the history of the United States”.

Cracking a password stored on the computers, the indictment alleges, would have allowed Manning to log on to them in such a way as to make it harder for investigators to determine the source of the disclosures. It is unclear whether the password was actually broken.

Julian Assange had been in the Ecuadorian embassy in London since 2012, after seeking asylum there to avoid extradition to Sweden on a rape allegation.

The investigation into the alleged rape, which he denied, was later dropped because he had evaded the arrest warrant. The Swedish Prosecution Authority has said it is now considering whether to resume the inquiry before the statute of limitations runs out in August 2020.

Scotland Yard said it was invited into the embassy on April 11 by the ambassador, following the Ecuadorian government’s withdrawal of asylum.

Ecuadorian president Lenin Moreno said his country had “reached its limit on the behavior of Mr. Assange”.

The president said: “The most recent incident occurred in January 2019, when WikiLeaks leaked Vatican documents.

“This and other publications have confirmed the world’s suspicion that Mr. Assange is still linked to WikiLeaks and therefore involved in interfering in internal affairs of other states.”

Lenin Moreno’s accusations against Julian Assange also included blocking security cameras at the embassy, accessing security files and confronting guards.

Black Hole Picture 2019: First Ever Image Revealed By Scientists

The first ever photograph of a black hole has been revealed by scientists on April 11, 2019.

Until now we have only ever been able to imagine what a black hole might look like, but now scientists from all over the world have worked together to take the first ever picture of one.

Eight observatories from all over the world linked together back in 2017 to form one giant virtual telescope called the Event Horizon Telescope (or EHT for short).

The EHT has captured an image of a ‘monster’ black hole, which sits around 54 million light years away from Earth, in a different galaxy called Messier 87.

The black hole is three million times the size of the Earth, and spews out a hot jet stream of particles that stretches for 5,000 light years.

Image credit: EHT collaboration

Millions of supermassive black holes and hot galaxies spotted by WISE space telescope

Black Marble: Night-time view of Earth pictured by Suomi satellite

A black hole is a dying star that has collapsed inward under the pressure of its own weight.

The pull of gravity from its centre becomes so strong that even light can’t escape, which is why it looks black.

It essentially becomes a super massive ‘vacuum’ sucking in stars, planets or anything that gets too close – a bit like when you pull the plug in the bath.

Black holes are also invisible, technically speaking, which has meant it has been very tricky for scientists to capture them on camera.

As things get sucked into the black hole the radiation energy bursts out from behind it, which the EHT team have used to help them take a picture, and is the reason why it looks a bit like a silhouette.

Most galaxies are thought to have a supermassive black hole at their centre.

The Top 5 Social Media Tools to Make Your Job Easier

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Mastering social media for marketing purposes is a daunting task—it’s even arguable that you cannot master it at all; only learn the tricks that work best and do what you can. Entrepreneurs, brand owners, and marketers have a lot to deal with between liking and commenting on other users’ posts, re-sharing material, following people, and not to mention the most important part: producing compelling content.

Fortunately, you do not have to travel the social media landscape alone. There are a variety of digital tools that can make your life significantly easier. Here are some of the best resources that can make your job less tedious and give you a boost towards achieving your online marketing goals: S

Hashtagsforlike

Creating content that provides your followers (and potential followers) with information and entertainment is time-consuming. Social media does not work like casting a reel and hoping the fish come, though; you need to let people know that you exist and give a little (or rather, a lot) in return. Unfortunately, once you have spent so much effort in creating content, you may not feel like you have the energy to reach out to and engage with other users.

Hashtagsforlikes can handle the tedious aspects of social media, specifically Instagram, for you. You still have creative control over your content, but SocialSteeze growth experts can handle targeting potential audience members by liking their posts, commenting on them, following and unfollowing strategic profiles, and more on your behalf. You’ll have much more time to focus on other aspects of your business when someone else is increasing your number of Instagram followers.

Canva

Most social media platforms are highly visual places. Instagram and Pinterest rely heavily on images and videos, and exciting pictures are excellent for capturing peoples’ attention on Facebook, Twitter, LinkedIn, and others. You see it all the time yourself—but what if you are not a photographer, videographer, or have no Photoshop experience?

It doesn’t matter. Tools like Canva enable you to create stunning images that can communicate your message in enticing ways. Canva is free to use, so even if you do not consider yourself a graphic designer, you can still generate high-quality social media content that resonates with your audience while distinguishing your brand from competitors.

Buffer

While you do not need to be on every social media platform (only those that make the most sense for your business), you are probably still on more than one. Do you find separately managing Instagram, Facebook, and Twitter accounts overwhelming and frustrating? You don’t need to stress, because resources like Buffer enable you to manage your various social media accounts from one place.

With Buffer, you can schedule social media posts ahead of time and add external content to your queue. There are numerous other post-scheduling tools out there, so what sets Buffer apart is its unique analytics capabilities. Buffer can provide you with insight into your audience demographics, how your posts perform, what kind of content is most successful, what times of day are best to publish at, and more. When you have a comprehensive look at which efforts are working and which are not, you can adjust them accordingly.

Buffer Reply

Buffer also offers a feature called Buffer Reply. Keeping in contact with your followers is an essential part of building an engaged audience: you do not want followers that sit idly, but people who comment on your posts and ask questions. However, you might find it challenging to keep track of dozens of conversations across different platforms at once, so Buffer Reply puts them all into one convenient location, so interacting with your followers one-on-one becomes a streamlined process.

Quuu.co

Creating a constant amount of intriguing content is challenging, so it’s understandable if you feel creatively drained after a while. Fortunately, not everything you post needs to be original—it’s even practical to share articles, images, and videos from other creators, as long as you give them credit. Collecting external material to share is known as “content curation,” but it can still be a time-consuming process in itself.

While other content curation tools exist (the internet is vast, after all; you do not have time to skim it for whatever you think your followers will enjoy), Quuu automates content curation with your audience in mind—and hand-reviews each piece in-house, so that you are only sharing high-quality pieces that keep your accounts active while building your brand’s authority.

Using social media for marketing requires a significant amount of effort and energy. There are numerous factors to consider when establishing your brand and growing your audience—but you do not have to do everything the long way. What are your favorite tools that make managing social media accounts easier?

President Trump Describes Robert Mueller Inquiry as “An Attempted Coup”

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President Donald Trump says he has spoken to Attorney General William Barr about tracing the origins of the inquiry that cleared him of colluding with Russia.

The Republican president described the investigation by former FBI director Robert Mueller as “an attempted coup”.

William Barr meanwhile said he believes US authorities did spy on the Trump campaign.

US intelligence officials have previously said they were spying on the Russians, not the Trump campaign.

Speaking to reporters at the White House on April 10, President Trump railed against the Department of Justice inquiry into whether the Trump campaign had conspired with the Kremlin to sway the 2016 election.

The investigation cleared him and his aides of collusion, making no determination on whether they had tried to obstruct justice.

Robert Mueller Report: “Trump Campaign Did Not Conspire with Russia”

President Donald Trump Denies He Is Planning to Fire Robert Mueller

Robert Mueller Accused of Unlawfully Obtaining Emails

President Trump said: “This was an attempted coup. This was an attempted take-down of a president. And we beat them. We beat them.

“So the Mueller report, when they talk about obstruction we fight back. And do you know why we fight back?

“Because I knew how illegal this whole thing was. It was a scam.

“What I’m most interested in is getting started, hopefully the attorney general, he mentioned it yesterday.

“He’s doing a great job, getting started on going back to the origins of exactly where this all started.

“Because this was an illegal witch hunt, and everybody knew it. And they knew it too. And they got caught. And what they did was treason.”

While President Trump was flying off to Texas, William Barr was appearing before the Senate Appropriations Committee.

The attorney general was asked whether spying occurred on the Trump campaign during the 2016 White House race.

“I think spying did occur,” he said.

“The question is whether it was adequately predicated.

“I’m not suggesting it was not adequately predicated, but I need to explore that.”

William Barr said he did not understand why intelligence officials chose not to warn the Trump campaign that it could be vulnerable to infiltration.

He praised the “outstanding” FBI as a whole, but told the panel: “I think there was probably a failure among the group of leaders.”

He added: “I feel I have an obligation to make sure government power is not abused.”

President Trump and his conservative allies have repeatedly suggested the Obama administration planted a mole in his presidential campaign to undercut his candidacy.

The former Director of National Intelligence James Clapper was asked on ABC in May 2018 if the FBI had indeed snooped on the Trump team.

James Clapper replied: “No, they were not. They were spying on – a term I don’t particularly like – but on what the Russians were doing.

“Trying to understand were the Russians infiltrating, trying to gain access, trying to gain leverage and influence which is what they do.”

The same day in an interview with CNN, James Clapper said: “The objective here was actually to protect the campaign by determining whether the Russians were infiltrating it and attempting to exert influence.”

According to the New York Times last year, the FBI sent an informant, an unnamed US academic who teaches in the UK, to speak to two low-level Trump aides, George Papadopoulos and Carter Page, after the agency became suspicious of the pair’s Russian contacts.

https://www.youtube.com/watch?v=Yy_SqtoNJr4

Israel Elections 2018: PM Benjamin Netanyahu Likely To Secure Record Fifth Term

Benjamin Netanyahu is likely to secure a record fifth term as Israel’s prime minister after almost complete results from the country’s election suggested a new right-wing coalition.

The prime minister’s Likud party is expected to finish with the same number of seats as former military chief Benny Gantz’s centrist Blue and White alliance.

A coalition between Likud and smaller right-wing and religious parties could control 65 of the Knesset’s 120 seats.

In a late-night speech to supporters Benjamin Netanyahu claimed a “colossal victory”.

Exit polls had earlier predicted a tight race with no clear winner.

Israel Approves Controversial Jewish Nation State Bill

Jerusalem Issue: Mahmoud Abbas to Reject Any US Peace Plan with Israel

Jerusalem Issue: Israeli PM Benjamin Netanyahu Expects EU Countries to Follow US Recognition

If he can form a new governing coalition, Benjamin Netanyahu could become Israel’s longest-serving prime minister this summer, overtaking the country’s founding father David Ben-Gurion.

However, the prime minister could be indicted in three corruption cases in the coming months.

Benjamin Netanyahu told cheering supporters at Likud’s headquarters: “It will be a right-wing government, but I will be prime minister for all.

“I’m very touched that the people of Israel gave me their vote of confidence for the fifth time, and an even bigger vote of confidence than previous elections.

“I intend to be the prime minister of all citizens of Israel. Right, left, Jews, non-Jews. All of Israel’s citizens.”

No party has ever won a majority in Israel’s parliament and it has always had coalition governments.

Iran and Iraq Relations: Set to Expand Ties in Energy, Agro, and More

President Hassan Rouhani of Iran met with Iraqi government officials in Baghdad.

Rouhani visited a Shia shrine in the heart of the capital of Iraq. Yet the president’s motives for visiting extended beyond tourism.

Reimposed sanctions on Iranian international trade led to Rouhani’s meeting with President Salih and Prime Minister Mehdi. In this meeting, Iran and Iraq nearly doubled their trade ties.

What led Iran to strengthen trade ties between the neighboring countries? And how will these new trade agreements affect US relations with Iraq? Learn the answers to these questions and more below.

Iran and Iraq Sign Agreements

The presidents came to agreements about oil, trade, health, agriculture and transportation routes.

Rouhani and Salih also agreed on bureaucratic reforms. These reforms aim to improve business relationships and transactions between Iran and Iraq. In a statement, the president of Iran thanked the Iraqi government for bypassing US-imposed sanctions.

Iran’s agreements with their neighbors in Iraq may be the only thing to save the country from economic implosion.

Iran’s Deteriorating Economy

Last year, Trump announced that the US was pulling out of the 2015 nuclear deal.

This deal reduced sanctions on Iranian trade in exchange for the country’s agreement to cut back on nuclear ballistics. Trump claimed the original deal did nothing to curb Iran’s efforts to develop nuclear weapons.

Since the Trump administration’s decision, US-imposed sanctions have led Iran’s economy to deteriorate.

Iran has threatened to pull out of the nuclear deal if its economic benefits aren’t protected. But many European businesses are still shying away from Iranian investments.

At the same time, the Iranian oil market has decreased in profit and the Rial has dropped in value. Since Iran and Iraq already have a strong economic relationship, these new trade ties were inevitable.

Hopefully, Iran had a pay stub maker on hand for receipts, though, because Iraq may end up pulling out of these agreements.

The Impact on Iraq

Currently, Iraq is excused from US trade sanctions imposed on Iran. That leaves the country vulnerable now that they’re powerful trading allies with Iran.

Yet the Iraqi government must see some benefit to these new agreements. Benefits, one must assume, that will outweigh the cost of angering Trump.

Indeed, Iran and Iraq aren’t just partners in trade. Iran exerts considerable military and political influence over the neighboring country.

Senior officials from Iran often propose business to the Iraqi government and vice versa. During the Islamic State uprising in Iraq, Iran offered militant aide. Today, Iran continues to provide weapons and training to Iraqi paramilitary forces.

Some Iraqis worry that the paramilitary holds more allegiance to the Iranian government than to their home country.

What This Means on a Global Scale

From the EU’s declining investiture to a possible US fallout with Iraq, it is clear Iran’s economic troubles are making global waves. There’s no telling which global powers will get involved with the economic troubles in the middle east next.

The Trump administration has yet to respond to the new agreements between Iran and Iraq.

Read more about what’s going on in the world right now or visit our Economy and Politics page for more breaking news.

Can Bitcoin Replace Traditional Finance?

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Bitcoin is a global phenomenon. Since it was created back in 2009, it has changed the world of financial transactions. It was designed as a peer to peer cashless system, with transactions recorded on a decentralized blockchain. No single entity controls the blockchain and there are no geographical or regulatory borders. This makes bitcoin – and blockchain – very attractive.

The Rise of Bitcoin

In the beginning, bitcoin was a novelty. It was practically worthless and for several years, nobody outside of tech circles really knew it existed. By 2011, the idea of decentralized cryptocurrencies was catching on and other cryptocurrencies began to emerge from the shadows. Today, there are numerous altcoins, including Ripple and Litecoin, but bitcoin is still the best-known.

Bitcoin has entered the mainstream and it is now possible to buy everyday things using bitcoin. All Shopify stores now have the facility to accept bitcoin as a payment option. You can add bitcoin to your Microsoft account, and if you fancy a last-minute vacation, CheapAir accepts bitcoin as payment for flights.

Trading Bitcoin

You can also trade bitcoin for monetary gain. Buy and sell bitcoin or trade in it via a CFD with easyMarkets.

So, where does bitcoin fit into the world of finance right now?

In a world without bitcoin, financial transactions are controlled by vast financial institutions. Major financial institutions like PayPal act as third-parties in most transactions that take place online and offline. They provide merchant accounts, payment processing, and everything else you need to send money from A to B. Dig a little deeper and you’ll see that money is generated and controlled by governments and banks.

Bitcoin Compliments Traditional Financial Transactions

Bitcoin offers another option. It is open and transparent. It has its own settlement network and all transactions can be verified. Bitcoin runs on a peer to peer network that operates online. It is available globally. To send or receive bitcoin, all you need is a bitcoin wallet and an internet connection. Because it eliminates third-party financial institutions, it is faster and cheaper in many cases.

Researchers from Imperial College in London have looked at how bitcoin fits in with traditional financial systems. They concluded that bitcoin has the potential to fulfill a lot of roles in a more effective way.

Online banking is becoming increasingly common, but a lot of people don’t trust the system. Tales of scams and fraud are rife, and banks often wash their hands of the problem, refusing to reimburse customers who have lost their money.

Bitcoin transactions on the blockchain are verified, so it is impossible to make a fraudulent transaction. Records cannot be altered, and hacks are very rare. This makes bitcoin a safer system.

The Downsides of Bitcoin

The biggest drawback of bitcoin is its extreme volatility. Whilst the bitcoin price peaked at nearly $20k in December 2017, it has since dropped dramatically. Today it is worth less than $5k. For this reason, it is unlikely that bitcoin will replace traditional banking anytime soon.

Nevertheless, major financial institutions are integrating blockchain technology into their own systems, so it is likely that in the future, bitcoin and the underlying blockchain will become a part of our everyday lives.

Why Online Therapy is Growing in Popularity

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May is the time when we look at the mental health problems that are affecting the nation. Mental Health Awareness Month helps us realize that we have quite a ways to go when it comes to taking care of the mental health of us and people around us. Whether we are having problems with ourselves, a family member, or anybody in our lives, talking to an online counselor can help.

With that said, some people don’t want to see a therapist in person. That’s why online options have been growing in popularity. Here are some reasons why online therapy has been growing in popularity.

Image source PxHere

Everyone Has a Way to Communicate

It used to be that a cell phone was a luxury item. Nowadays, most have the ability to take out their phone and communicate with a professional.

People communicate in different ways too. Some people love to talk with their own voice, while others express themselves via text. Some like a video conversation. Online counseling offers all three of those, and odds are, you have a device that can perform every option possible. Most have service that allows for an online video call. No longer do you have to deal with stuttering video or a dropped call.

You Can Find a Better Fit

There are many therapists out there, and not every therapist is a good fit for you. Some therapists can be great at their job, but their style just doesn’t click with you. You may have preferences with age, gender, or type of therapy they offer. In real life, there are fewer options, it seems. When it comes to online therapy though, there are a lot more options and more ways to be matched up with a therapist who is right for you.

Therapy on Your Schedule

With 24 hour jobs and people who make their own schedules, a traditional therapist’s hours are sometimes not doable. Online therapy allows you to be matched up with a therapist who has plenty of experience and can talk to you on your schedule. This is great for people who work odd hours or college students who just can’t seem to find enough time in the day. We say to try that and see how it works for you.

Mental Health Wellness Psychology Mind

Image source MaxPixel

Immediate Counseling

We understand that some people need help right now. Maybe they are having a massive panic attack and need a professional to remind them how to calm down. Perhaps they are having an argument with their spouse and need someone who can deescalate the situation. No matter the reason, life doesn’t allow you to wait until the next day. Online therapy can connect you with a therapist who can calm you down or help you recover when you’re at your weakest, which is always important.

Therapy at All Levels

There are online therapists for everyone. People who just need someone to talk to, people who have mild depression, and even people who have severe mental health issues can benefit. There are different therapists for all levels of mental illness, and they provide various techniques that can help you when you’re at your most vulnerable.

Seek Help!

If you are dealing with a mental health problem, talking to a professional and receiving the right kind of help is the most important thing you can do. We cannot stress that enough. Talk to a counselor, either in person or online, and see how you can deal with all the problems life throws at you.

If you want to look into the world of online therapy, click here: https://www.regain.us/advice/therapist/how-to-get-the-most-out-of-online-therapy/

How the world of venture capitalism is changing in 2019

Of all the money invested in startups annually, $130 billion came from venture funds in 2018. This was the first year that that number crossed the $100 billion dollar line. Venture funds have also raised record amounts, and deal sizes have surged. United States firms alone have invested 4x more money into startups than they did 15 years ago.

Venture capitalism is changing, and the start of 2019 have made those shifts more apparent. For starters, the world venture capitalism tends to be different depending on who you ask—everyone from investors to startup founders have had different experiences, and the perception of what’s happening in the industry varies. Some people consider it a golden ticket to growth, while others believe today’s business climate means it’s better left avoided. But regardless of differing perception, one thing is clear: for emerging startups, VC funding is often the best (and only) option. Here’s how the world of venture capitalism is changing in 2019.

A Shift in Power Change

One of the first changes many have noted in venture capitalism is the slow but sure shift in power change. “With the large majority of VC returns coming from a small number of deals and more startup capital on the table, the power dynamic is shifting,” says Miruna Girtu, who specializes in researching and writing on the startup ecosystem. “Increasingly, we hear of startups picking their VCs rather than the other way around.”

More Differentiation Among VCs

With a slight shift in power change noted, venture capitalists are continuously looking for ways to differentiate themselves in a business sphere where the amount of VCs in the startup world is surging. With so much competitive pressure, venture capitalists are always looking for unique ways to tips the odds in their portfolio’s favor.

“Today, venture capitalists need to have more than just capital,” says Lee Jacobs, a former partner at AngelList. “With so many other firms on the hunt, it’s important to distinguish your model and approach. Today’s VCs need to think about what makes their firms valuable and original; ask yourself, what can you bring to the table—besides capital—that others VCs cannot?”

Image by kai kalhh from Pixabay

There ae several ways VCs can set themselves apart from their competition, and some of those methodolgies were outline at a panel called, “The Shifting Funding Landscape.” Here are a few notable ways VCs are carving a unique approach:

  • Using thesis-based investing, which analyzes how speficifc trends or industries will evolve over longer periods of time, and matching potential investments to ensure they align with their thesis model
  • Forming agencies to provide functional and operational expertise to their investments. By offering value-add services, VCs are able to attract more startups with a bigger batch of benefits
  • Investing in scouts who keep their eyes and ears open for the best potential startup investments

In-House Software

To aid the process of discovering the companies most likely to yield a high ROI, some VC firms have gone the extra mile to design in-house software. For example, InReach Ventures, a Europe-based VC, designed an internal proprietary tool called DIG. DIG uses data aggregation, workflow management, and automated proactive outreach to increase the efficiency of their sourcing efforts.

“We have been in business for only 3 years, therefore, there’s still a lot to prove,”  Roberto Bonanzinga and Karolina Kukielka, investors at InReach, told Forbes. “However, we have had some interesting validations of our unique model. For example, Shopify acquired our portfolio company Oberlo last year. When we invested in Oberlo, very few people knew that the company existed and we found them thanks to our unique data-driven approach.”

Motherbrain is another data-driven tool employed by EQT Ventures. It was designed to filter out the noise of the VC world and track and prioritize leads. According to its Investment Lead, David Fogel, this allowed them to make faster investment decisions.

A Team of Mentors & Support

Some VC firms are beginning to operate much like a long-term accelerator. This is because, to accelerate the growth of their companies, they’re bringing in a diverse team of startup specialists to help guide their investments. These specialist range in talent, offering everything from everything marketing support to product design and business intelligence.

One London-based fund called Forward Partners has conducted research to prove that this approach to helping startups grow has helped their portfolio of 50+ companies excel. According to them, by helping their startups with the right guidance and operational support, their portfolio companies are 4x more likely to reach Series A with 55% higher valuation. Those services are also offered at one-third of the typical costs.

President Trump Has the Right to Keep His Tax Returns Private, Says Lawyer

President Donald Trump has the right to keep his tax returns private and Democrats’ demands to see them are “harassment”, his lawyer, William Consovoy, has said.

The lawyer’s statement hints at the shape of a possible future legal battle over the issue.

On April 4, a Congressional tax committee demanded to see six years of Donald Trump’s returns, saying it was necessary to ensure accountability.

Unlike previous presidents, Donald Trump has refused to publish his tax details.

On April 5, the president said he believed that the law was “100% on my side”.

President Trump has maintained his business interests during his presidency, prompting questions about possible conflicts of interest. Questions also remain about his net worth, tax profile and past financial dealings.

The Democrats gained control of the House of Representatives in mid-term elections last year, giving them the ability to launch investigations into President Trump’s administration and business affairs.

William Consovoy said the tax committee did not have a valid legislative reason to see President Trump’s tax returns.

“His request is a transparent effort by one political party to harass an official from the other party because they dislike his politics and speech,” the lawyer said of tax committee chairman Bill Neal.

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William Consovoy said the request was a “misguided attempt” to politicize tax laws and could also end up interfering with audits. He said the US Treasury should not comply with the demand.

President Trump has in the past said that he is unable to release his tax returns because they were being audited by the IRS.

However, the IRS has said that he could release the returns even if they are under audit.

In February the president’s former lawyer Michael Cohen suggested during testimony to Congress that Donald Trump’s taxes were not under audit during the 2016 presidential campaign – when Donald Trump said they were.

President Trump had not wanted to release the tax returns because the resulting scrutiny could have led to an audit and “he’ll ultimately have taxable consequences, penalties and so on”.

Study: Poor Daily Diet Is A Bigger Killer than Smoking

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A recent analysis, published in Lancet, found that people’s daily diet is a bigger killer than smoking and is now involved in one in five deaths around the world.

According to the study, salt – whether in bread, soy sauce or processed meals – shortened the highest number of lives.

Researchers say this study is not about obesity, but “poor quality” diets damaging hearts and causing cancer.

An influential study shows that the food we eat is putting 11 million of us into an early grave each year.

The Global Burden of Disease Study is the most authoritative assessment of how people are dying in every country in the world.

The latest analysis used estimates of countries’ eating habits to pin down how often diet was shortening lives.

The dangerous diets were those containing:

  1. Too much salt – 3 million deaths
  2. Too few whole grains – 3 million deaths
  3. Too little fruit – 2 million deaths

According to the study results, low levels of nuts, seeds, vegetables, omega-3 from seafood and fiber were the other major killers.

Salt

About 10 million out of the 11 million diet-related deaths were because of cardiovascular disease and that explains why salt is such a problem.

Too much salt raises blood pressure and that in turn raises the risk of heart attacks and strokes.

Salt can also have a direct effect on the heart and blood vessels, leading to heart failure when the organ does not work effectively.

Japan and China have curiously contrasting fortunes that reflect their changing relationship with salt.

China consumes enormous amounts of salt with soy and other salty sauces being a key part of the country’s cuisine.

The rising popularity of processed foods is introducing yet more salt to their diet. It has the highest death rate because of salt of any country.

Bad diets

Whole grains, fruit and vegetables have the opposite effect – they are “cardioprotective” and lower the risk of heart problems.

Cancers and type 2 diabetes made up the rest of the diet-related deaths.

No country is perfect and each favors some part of a healthy diet more than others, but this is how far the world is from an optimal diet.

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According to the study, the healthy foods missing from the most diets around the world were nuts and seeds.

The huge fat versus sugar debate and the link between red and processed meats with cancer have attracted huge headlines in recent years.

Although, the study did show too many fizzy drinks were being drunk in every corner of the world.

The researchers say it is time for health campaigns to switch from talking about nutrients like fat and sugar and instead promote healthy foods.

Bad diets are knocking a couple of years off life expectancies around the world, according to the researchers.

Mediterranean countries, particularly France, Spain and Israel, have some of the lowest numbers of diet-related deaths in the world.

Countries in South East, Southern and Central Asia are at the opposite end of the spectrum.

  • Israel has the lowest diet-related deaths – 89 per 100,000 people a year
  • Uzbekistan has the highest diet-related deaths – 892 per 100,000 people a year

What Can A 5-Star Coworking Space Do For Your Startup?

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The coworking space has always been home to the startup. Since its inception years ago, fledgeling businesses have flocked to these enclaves that have formed communities in and around New York City. The office space is cheap and the conversation lively, but the workspace provides businesses with the type of support not seen by other office formats.

The coworking space has evolved to the point that spaces offer professionals a variety of perks, and then the online community has expanded to include coworking wikis, which provide freelancers support and a platform for collaboration. Then, there are the white-shoe coworking spaces like Servcorp, a 5-star coworking space with 85 workstations nestled in One World Trade Center. Five-star coworking spaces do more for businesses than just reside in some of the most exclusive buildings in the world.

Keep reading to learn about what a 5-star coworking space can do for your business.

Significantly Reduce Overheads

One of the major features of a 5-star coworking space is that it can manage to provide businesses with all of the necessities of a corporate office without the excessive price tag. Excellent Wi-Fi is always appreciated but providing clean workspace in a prime location is very important to a world-class fit out. A 5-star coworking space should provide businesses with the basics plus perks but still be able to from a place of affordability.

Provide Professional Workspace

A 5-star office typically is furnished with the finest in corporate office furniture. The buildings are in excellent condition, as is the case of the WTC. Usually, the buildings have the latest in technology, and in the case of older, historic buildings, they are retrofitted for newer technologies.

These offices also tend to be located near historic or financial business districts. Whether they are a part of landmark financial districts or cultural enclaves that have been gentrified, they always give businesses access to concierge services and products. Ultimately, the receptionist and support staff all have been trained in excellent customer service and support.

Provide A Platform For Community

The coworking space also provides businesses with a platform to network with others. Again, the space’s initial mission was to provide start-ups with a platform to collaborate with others in a positive environment. Most communities provide a social platform, and whether they plan social events in the space or they bring experts into the community, most coworking spaces have an events calendar with opportunities for businesses to get together.

Provide Flexible Leasing

A world-class fit out really is determined by the details in the contract. The lease’s terms should reflect that the business is current as it relates to office space solutions, which means their leases are flexible enough for the times. For example, many coworking leases have forgone the protracted, lengthy leases for shorter ones that allow businesses versatility.

In exchange for leases that typically run anywhere between one year to seven, these coworking spaces have leases that run as short as a month. In addition, the leases transition easily into other formats if the renter decides coworking is not a good fit or if their business grows. Finally, if the leasing organisation has offices in other locations, then the leases are transferable, and the coworking professional can avail of the use of space in other locations if they need to travel.

Startup Success

The standard for a good coworking space goes up a level when the leasing organisation has a great grasp of what businesses need in the modern office. Five-star fit outs give businesses all of the essentials of modern-day work while making room for the extras that make work exciting. In NYC, there are numerous coworking spaces, and while many of them are engaging, finding the 5-star gem is the challenge.

Algeria: President Abdelaziz Bouteflika Resigns after Weeks of Mass Protests

Algeria’s President Abdelaziz Bouteflika has decided to resign after weeks of mass protests, state media report.

The 82-year-old, who has been in power for 20 years, had already dropped plans to seek a fifth term as opposition to his rule grew.

The Algerian army had called for the president to be declared incapable of carrying out his duties.

Abdelaziz Bouteflika suffered a stroke six years ago and has rarely appeared in public since.

Car horns could be heard in the streets of the capital, Algiers, as hundreds celebrated the announcement.

People waved Algeria’s national flags and sang.

News of the resignation came in a statement carried on state news agency APS.

The statement read: “The president of the republic, Abdelaziz Bouteflika, has officially notified the president of the constitutional council of his decision to end his mandate as president of the republic.”

State TV then reported that this would be with immediate effect.

According to the constitution, the Senate speaker should take over as interim president until fresh elections are held. The chairman of the upper house of parliament, Abdelkader Bensalah, is expected to become caretaker president for three months until elections.

Pressure had been building since February, when the first demonstrations were sparked by President Bouteflika’s announcement that he would be standing for a fifth term.

Algerian President Abdelaziz Bouteflika hospitalized in Paris after suffering mini-stroke

Tens of thousands protested across the country on March 1. Abdelaziz Bouteflika’s promise not to serve out a fifth term if re-elected, along with a change of prime minister, failed to quell the discontent.

Leaders of the protests also rejected President Bouteflika’s offer this week that he would go by the end of his current term – April 28 – as not quick enough.

It seems the powerful military agreed. Its chief, Lt. Gen. Ahmed Gaed Salah, said on April 2: “There is no more room to waste time.”

The protesters have also called for the whole political system, in which the military plays a significant role, to be overhauled.

Many of the demonstrators are young and say they want a new system of government.

There were accusations that Abdelaziz Bouteflika was being used as a front by “le pouvoir” – a group of businessmen, politicians and military officials – to retain their power.

Elections originally scheduled for April 18 were postponed and the governing National Liberation Front (FLN) vowed to organize a national conference on reforms.

The FLN has ruled Algeria since 1962, when the country won independence from France after seven years of conflict.

Abdelaziz Bouteflika, who came to power in 1999, strengthened his grip after a bloody civil war against Islamist insurgents which left 150,000 dead.

Trying to Perform Successful Market Research? Be Sure to Avoid These Mistakes

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Finding ways to expand your business is important. Solely relying on one product or service to make your living can lead to big problems in the future. This is why you need to focus on developing new products to add to your existing business.

Studies show that over 95 percent of the new products launched each year will fail. Often times, things like a lack of market research are to blame for these failures. Instead of having to deal with the stress and worry of a failing product, you need to focus on conducting thorough market research.

Read below to find out about some of the mistakes you need to avoid when conducting market research.

Neglecting to Conduct Offline Surveys

One of the biggest mistakes most business owners make when conducting market research is relying solely on online methods. While taking surveys on social media platforms or even your website can provide a great deal of helpful information, you need to also take advantages of offline survey methods as well.

For years, business owners have used digital kiosks to collect information from consumers. Setting up one of these kiosks in areas where your existing products are sold is a great idea. With the help of this kiosk and offline survey software, you can get a feel for what consumers think of your new product idea.

Failing to Provide Consumers With Accurate Product Details

Before you start the journey of expanding into new markets, you need to develop a plan of attack when it comes to market research. If you are developing a new product, drafting up a brief report on the details of this product is a must.

Failing to provide the consumers you are polling with accurate product information can make the feedback you receive nearly useless. You need to give the consumers you are polling lots of information about how the product is being designed to meet their needs. Often times, the product information you provide during the market research phase will help to create a buzz.

Figuring Out Who Your Competition Is

As the old saying goes, “there is nothing new under the sun.” This saying can be applied to the world of product development as well. While you may have a unique take on an older product, very rarely will you find something that is totally new.

Instead of going into this process blindly, your market research needs to include thorough research on your competitors in a particular market. Taking a look at how successful a competitor has been can help you figure out if you want to pursue the development of a particular product.

You will also need to take a look at how a competitor is marketing their product. Drawing inspiration from their marketing campaigns is perfectly acceptable. However, you need to avoid directly ripping off key elements of their advertising strategy.

Listen to Negative Feedback

Some business owners think that market research will only garner positive feedback. The reality is that you need to prepare yourself for negative comments from consumers about a particular product.

Listening to this negative feedback and using it to make a decision regarding the launch of a new product is a must. If you are getting far more negative feedback, then you may want to shelve your idea for a while. Going back to the drawing board and developing a new product is far less costly than putting a large investment into a product that isn’t successful.

Don’t Rush Through the Market Research Process

Taking the time to thoroughly research the potential market for your product is worth it. Rushing through this process can lead to mistakes being made. Working with professionals familiar with this type of research can be extremely helpful.

#MeToo: Second Woman Accuses Joe Biden of Inappropriate Touching

Former Vice-President Joe Biden is being accused of inappropriate touching for second time in just three days, as the leading Democrat mulls a White House bid.

The second woman, Amy Lappos, said Joe Biden had touched her face with both hands and rubbed noses with her a decade ago.

The allegation comes after another woman, Lucy Flores, said on March 29 that Joe Biden kissed her on the back of her head at a campaign event.

Joe Biden has said he did not believe he has ever acted inappropriately.

The former Delaware senator, who served as President Barack Obama’s vice-president between 2009 and 2017, is seen as a possible front-runner in the race for the Democratic presidential nomination.

Amy Lappos, a 43-year-old former aide to a Democratic congressman, said Joe Biden touched her inappropriately at a fundraiser in a private home in Hartford, Connecticut, in 2009.

The woman told Hartford Courant the then vice-president entered the kitchen to thank a group of aides, before wrapping both hands around her face and pulling her in to rub noses with her.

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Amy Lappos called on Joe Biden not to run for the White House, saying: “Uninvited affection is not okay. Objectifying women is not okay.”

Lucy Flores was running as the Democratic candidate for Nevada’s lieutenant governor in 2014 when Joe Biden flew in to support her bid.

As she prepared to go on stage, Joe Biden placed two hands on her shoulders from behind, smelled her hair then planted “a big slow kiss on the back of my head”.

Asked about the new allegation, a spokesman for Joe Biden referred reporters to a statement he issued on March 31.

The statement read: “In my many years on the campaign trail and in public life, I have offered countless handshakes, hugs, expressions of affection, support and comfort. And not once – never – did I believe I acted inappropriately.”

“But we have arrived at an important time when women feel they can and should relate their experiences, and men should pay attention. And I will,” it added.

Joe Biden and Barack Obama were known for their close friendship, often seen playing golf and attending sports events together. Joe Biden even said that Barack Obama offered him financial help when his son was ill.

For his vice president’s birthday in 2017, Barack Obama posted a photo of the two of them on Twitter, writing that Joe Biden was his “brother and the best vice president anybody could have”.

On April, a spokesman for Joe Biden also accused “right wing trolls” of presenting harmless images of the former vice president interacting with women over the years as evidence of inappropriate touching.

A number of candidates for the 2020 Democratic presidential nomination have backed Lucy Flores.

Senator Elizabeth Warren said Joe Biden “needs to give an answer”, and Senator Amy Klobuchar said that in politics “people raise issues and they have to address them”.

Some supporters though have defended him. Cynthia Hogan, a former aide to the vice-president, told the New York Times that Joe Biden “treated us with respect and insisted that others do the same”. An ally of Joe Biden told CNN he was not reconsidering a run for the White House following the allegations but stressed he was yet to make a decision.