Black Friday and Cyber Monday: Ten tips to maximize your shopping

Black Friday and Cyber Monday are two of the biggest shopping days of the year, and companies go all out with marketing.

Most brands save their best online deals for the weekend after Thanksgiving, giving consumers a chance to buy coveted items at slashed prices just in time for the holidays.

Whether you are online shopper (and you love Cyber Monday) or love the thrill of digging through a bargain bin (and love Black Friday), we suggest preparing yourself for this momentous shopping extravaganza with these tips:

1.        Create a budget

Before you create your list, you need a carefully planned budget. This will further help you avoid those impulse purchases.

2.        Make a list and check it twice

Shopping a sale can be dangerous, as the idea of markdowns can have you purchasing items you don’t need. To avoid spending on frivolous items, make a list and don’t deviate from it.

3.        Check return policies

The downside to buying on final sale or clearance usually means no returns. Or, the time period for returns is short, so know before you go.

4.     Dress appropriately

There is no need to dress to impress on Black Friday. Everyone is there for one reason: to shop. Sneakers and leggings are appropriate attire for efficient shopping. Also, it makes time in the fitting room quick and easy.

5.     Bring cash for Black Friday

The line at the register can seem neverending on Black Friday. Don’t be the one that holds it up because of a faulty credit card.

6.     Check the lay of the land

It is best to know the territory. Time spent looking for the electronics section is time lost.

7.     Drive-by shopping

Finding a parking space can be nightmare. And by the time you find a spot, the store would be practically half empty. Arrange for a ride there and home.

8.     Shop with your home computer on Cyber Monday

If Cyber Monday is your day to splurge, make sure you do it in the comfort of your home with your own computer. For security reasons, you don’t want to be shopping on a public computer.

9.     Shop with a credit card or Paypalon Cyber Monday

Scams are common online, so make sure you avoid the heartache that comes with bank fraud—read: don’t use debit cards. Most credit cards come with anti-fraud protection. Paypal is another secure way to shop online.

 10.   Get Cyber Monday coupons in advance

Most websites have promo codes a few days before, offering even more of a discount on select items.