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Whether you’ve been scrolling through some of the hottest trends this summer on Instagram or Pinterest, or you’ve been doing your fair share of window shopping, your bank account doesn’t have to stop you from getting the hottest looks this summer. Finding the most affordable on-trend pieces shouldn’t have to be difficult, which is why we’ve put together a list of some of the top ways to find the pieces that you want to have, without going bankrupt. While you may turn to same day loans when it comes to facing a financial emergency, when it comes to fashion, you’re going to need to have a separate budget. Here, we’re putting together some of the best ways to get the hottest summer looks on a budget.

Shop Around

When it comes to knowing the trends, you can be certain that Instagram and Pinterest will have you covered, as well as what your trendiest friends are wearing this summer. We can tell you all about the button-down dresses and the matching co-ord sets, but how do you go about getting the best price? The answer is simple – shop around! Whether you head around the shops in order to find similar pieces for a cheaper price, or you turn to the internet, there are so many different shops to choose from where you can find some of the most classic looks at a cheaper price. You’re always likely to find a budget version in a shop like Primark, or even in the supermarket, meaning your clothes allowance can stretch much further.

Hit The Sales

During the summer months, there is always a sale or two which you can really sink your teeth into. Hitting the sales can be a simple way to save money on some of the trendiest items, and while sales tend to get rid of old stock as opposed to new, that doesn’t mean that you can’t mix and match to really take hold of the look that you want. There are a number of sites, such as Money Saving Expert which can provide you with all of the information on the most up-to-date sales, where they are and how much you could save. At time of writing, Dorothy Perkins, H&M and Topshop all have sales of up to 70% off!

Know What You’re Looking For

When it comes to shopping, it is easy to get carried away and start bulk purchasing items, particularly when you’re in the middle of a sale-frenzy. However, make sure that you plan exactly what you’re looking for and put a budget in place of how much you are willing to pay. This will help to ensure that you are truly sticking to a budget and you don’t purchase plenty of items that you don’t need. Some of the trends for this summer include toe-ring inspired sandals, cherry prints, lavender colours and basket bags!

There are a number of ways that you can get the hottest summer trends on a budget when it comes to your wardrobe, meaning you don’t have to waste money on items that you don’t need. Utilise our tips above and set a budget in place to ensure that you are remaining strict with your money while still looking your best this summer.

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As a business owner or manager, you’re always busy. Your time is valuable and it probably always feels like you don’t have enough time to mark off all the things on your to-do list. No matter how excellent you are at managing other people, it’s always a challenge to properly manage your own time.

But there are some things that you can do to make the best possible use of your time, without completely overhauling the way that you already operate.

Here are a few tips you can incorporate into your daily life, to get the most out of your waking hours.

Make routine tasks virtual or automated

One of the biggest time wasters in your day may simply be your drive to the bank or your time spent double checking whether or not you paid that credit card bill.

Whenever possible, take in-person tasks online, and make online tasks automated. This will save you the time of physically traipsing around town, and the time of worrying about whether or not you already accomplished some task.

For instance, while you previously may have applied for loans in person, there are now easy ways for you to apply for small loans online. This will save you driving time, and the time that it takes to wait in line at a bank or other loan center.

Further, you can automate tasks that you already accomplish online, such as monthly bill payment. Take one more item off your to-do list by setting your credit card bill to be automatically paid on a certain date every month, and save yourself from worry in the process.

Focus on one task at a time

Although multitasking may seem like the way to get more done in a shorter time period, research has shown that it actually slows you down.

Instead, focus on accomplishing one task at a time, and you’ll find that you save time in the long run. This is because multitasking splits your focus and makes it difficult for you to accomplish anything at all — you may accomplish two tasks in one hour, when you could have completed each task individually in 20 minutes.

Save yourself some time and focus on each objective in turn. As a bonus, you’ll likely find that the quality of your work also improves when your attention is undivided.

Block out time for yourself

Another counterintuitive way to save time in the long run is to block out personal time for yourself every day.

If you work every hour of every day — even if you’re just checking email during dinner or browsing through reports in bed — you’ll begin to feel constantly stressed and, eventually, burnt out.

You aren’t a robot, which means that you need time to unwind, relax, and think about something other than work. Block out regular time so that you can exercise and socialize without having work stresses still on the forefront of your mind.

You’ll soon find that this practice makes you productive when you are at work — and it might even help to break you out of a creative rut or a writer’s block that you would never have been able to just work straight through.

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