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Our world as we know it is always evolving. Due to this constant change, a lot of people have to keep up. Large scale companies and enterprises are surely keeping up because the demand for workers is high. Even though there are sufficient people to consider as a proper work force, a lot of individuals still find themselves entrenched in overtime.

Due to the strain brought on by work and the unhealthy surroundings that every one of us has to endure, a lot of us get sick. From simple colds to life-threatening conditions, it’s safe to assume that everyone isn’t safe from experiencing this ordeal. Sooner or later an employee will need to have medical attention and health care. What happens then?

Here is the answer: HMO’s, in a nutshell, is an insurance organization which aims to provide a broad range of medical services from professional health workers and physicians to employees of a company registered with them. Aside from complying with laws and regulations, an enterprise can significantly benefit from having a Health Maintenance Organization.

According to the Health Maintenance Organization Act of 1973, an employer who has 25 or more people in the workforce should give them HMO options. Here are three reasons why a company is better off with a certified HMO.

Having an HMO Boosts Business

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Even though U.S. provisions tell us that a company who has 25 or more employees should offer health insurance, those who don’t meet the numbers should also do so to avail of certain benefits. It’s always a good idea to put value not just in the work that employees bring but putting a value for their well being as well.

Employers who contribute to health insurance premiums are tax-deductible which means lesser taxes to cut from the overall profits of a company. To be more specific, those companies who invest in an HMO plan for their employees can qualify and take advantage of the Small Business Health Care Tax Credit.

HMO not only Attracts Quantity, but it also Attracts Quality

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A lot of people will certainly look for jobs everywhere. It’s important to know that having an HMO is a make or break decision for some of these applicants. According to a study done by the Society for Human Resource Management or SHRM, almost 90% of those who applied for a job said that a company that had an HMO was a big factor for them in applying.

It only does not increase the number of people applying for a job in your business, but it also increases the chance of an individual with high talent or exceptional qualities to do so. Having the best from the rest isn’t such a bad idea considering that the world is in a state of cut-throat competition wherein people who have exceptional talent are rarities

Employee’s Morale Increases Exponentially

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Those businesses that invest in certified HMOs enable their employees to have a sense of importance and belongingness within the workplace. Due to this reason, employees make it a point to work hard to stay with the company for a long time. These people believe that the company treats them more than just workers but partners as well.

Due to this increase in morale, performance increases, which in turn, makes more productivity within the company. Another benefit that raises confidence are the extensive services that are openly available and provided by HMO’s. These services include free screenings, processing of meditouch costs, health lectures, etc.

Having a good HMO also decreases the company’s loss due to most employees who call in sick for work. According to the CDC or Centers for Disease Control and Prevention, an estimated $226 billion in losses was due to these absences. There have also been links confirming that those who missed work did not have any HMO’s or coverage at all.

A good reason why employees work hard when there is an HMO is that the beneficiaries aren’t solely for them, but for their immediate family members too. HMO’s in a way is the company’s way of putting a value on their workers.

This gesture says a lot on how a company treats their employees. These individuals, in turn, do all they can to stay in an environment that not only takes care of them but their family as well.


HMO is indeed a good way for companies to take care of their employees. Whether a requirement or not, it is highly advisable for businesses, regardless of the number of staff to provide an HMO and health insurance. Investing in a certified HMO is more beneficial in the long run due to the benefits that the government gives to those who invest.

Employees would also feel elated that their company has an HMO. For them, this means that the company is giving them the importance and treats them more than just ordinary workers. In fact, an HMO increases an employee’s morale and productivity. More importantly, an HMO reduces the chances of an employee from calling in sick.




Shannen Doherty has been forced to reveal she has breast cancer after suing her ex-manager for not paying her health-insurance premium last year, People magazine reports.

The news about the Beverly Hills, 90210 star’s medical condition emerged on August 19 after she filed suit against the Los Angeles accounting firm Tanner Mainstain Glynn & Johnson and its former partner, Steven D. Blatt, accusing them of mismanagement.

According to the lawsuit, 44-year-old Shannen Doherty was diagnosed with invasive breast cancer in March, and that her doctors told her earlier treatment might have stopped its spread.

Photo Facebook

Photo Facebook

Shannen Doherty claims that her former business managers failed to pay the premium for her health insurance last year, so it was cancelled. As a result, she couldn’t get health insurance again until the following year, and with no coverage, she didn’t visit her doctors or get a cancer checkup.

Now the cancer has spread and the star likely will have to undergo more drastic treatments, such a mastectomy. Such treatment might not have been necessary if the cancer had been caught as early as possible, Shannen Doherty argues.

Her husband, photographer Kurt Iswarienko, also is suing Tanner Mainstain, accusing them of mismanaging the couple’s money and leading to other financial troubles, including tax audits and liens.

A lawyer representing Tanner Mainstain, Randall Dean, issued a statement on August 19 saying the firm is “saddened” to hear about Shannen Doherty’s diagnosis.

“Tanner Mainstain is saddened to learn that Ms. Doherty is suffering from cancer and wishes her a full recovery. However, the claim that Tanner Mainstain caused her to be uninsured, prevented her from seeking medical care, or somehow contributed to her cancer is patently false.  Tanner Mainstain will aggressively defend all of Ms. Doherty’s claims in court,” the statement said.