The Citi Custom Card, by an affiliated company, is a great rewards card for customers with excellent to good credit. Its unique feature is it enables you to earn 5% cash back on your top eligible shopping category each billing year and 1% cash back on all other shopping purchases made in that category. This means you can earn cash back on every single purchase you make in the categories Citi recommends, which usually includes airline tickets, hotel stays, groceries, gas, and entertainment expenses. And since Citi offers their own credit card application, you do not have to pay any additional fees to apply. Once approved, you will receive your cash rewards immediately. Here are Citi custom card benefits that help you in many matters.

Several Cash-Back Categories:

First, there are several special cash back categories that you can choose from such as: business gifts, travel, leisure, department store, automotive, dining, airline tickets, car rentals/spare rentals and home purchases among others. You can use your credit card to pay for these categories straight off your card without paying any processing or interest fees. With this, you will be able to start earning rewards immediately! Once you make your first purchase, you will also be given a special pre-paid rebate check with your chosen category.

Citi’s Cash Card Program Is Very Flexible:

This means you can determine which purchases you want to make using your credit card. If you are buying a major item that requires a membership such as airline tickets, a hotel stay, a car rental or leisure trip, Citi allows you to choose a membership fee payment plan that fits your needs. In most cases, you can use your Citi credit card and get instant cash back up to $200! That means if you shop at least two online merchants you will be able to receive instant cash back.

Billing Cycle:

Citi’s rewards card is also offered with a 10-day billing cycle. That means you can make five purchases each of the five available billing cycles using your credit card. This can easily save you hundreds of dollars in the same amount of time it would take you to accumulate that amount of cash on your actual credit card. Citi’s rewards card is also good for opening new accounts!

Great Incentives:

Citi’s rewards program has a great incentives. And it has some other benefits as well. Citi offers an attractive cash back rate that will help you save money each month. Citi will match your eligible purchases up to a certain amount depending on the type of card you have. When you apply for your Citi cash card and make your first purchase, Citi will instantly credit your account with that amount and up to double that amount in bonus points.

Citi cash back card will help you save money with ease. But before you apply, make sure you know what you want. Do you need a card to get cash back rebates? Are you looking for a card with airline miles program? Or would you like a card that gives you cash back? Once you know what you want, you will be able to search for the right one.